1640 S River Rd, Des Plaines, IL 60018 Property Records

Cook County property record for 1640 S River Rd, Des Plaines, IL 60018

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Detailsbuilt 1963
Lot Size0.76 acres (3,300 sqft)
OwnerIndividual Name on File
Tax Bill$11,389 (2023)
Deeds & MortgagesSep 2021 Mortgage
Apr 2021 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN09-28-105-027

Property Details

APN / Parcel Number

Primary APN09-28-105-027
Alternative APN
  • 09-28-105-027-0000

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area3,300 sqft (0.76 acres)

Location & Zoning

Street Address1640 S RIVER RD
CityDES PLAINES
StateIL
Zip60018-2252
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Legal Description(WHITES)(STEEL)(CAR) ADD SUB IN NE NW SEC 28-41-12
Legal Range12E
Legal Township41N
Legal Section28
Legal SubdivisionWHITES STEEL CAR
Legal Block1
Legal Lot Number10,7
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group1
Census Block1001
Census Tract806502

Owner

1640 S River Rd, a commercial property, is owned by an individual who acquired it in April 2021.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1640 S RIVER RD, DES PLAINES, IL 60018-2252
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage
NORTHSIDE COMMUNITY BANK
Apr 22, 2021Affidavit of Death of Joint Tenant, Transfer
Apr 22, 2021Warranty Deed, Transfer
PROPERTY TITLE, PROPER TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 9, 2021
Transfer Doc0000057000
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1640 S RIVER RD, DES PLAINES, IL 60018-2252
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026012283
DateSep 17, 2021
Instrument2126012283
Lender
NameNORTHSIDE COMMUNITY BANK
TypeBank
AddressNILES, IL 60714
Agreement
AmountAmount on Record
Term55 Months
DueApr 28, 2026
Interest
Rate3.7%

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCOOK IL
Recording DateApr 22, 2021
Property Address1640 S RIVER RD, DES PLAINES, IL 60018-2252
Document Number0011257000
Map ReferenceDOC 1554522
Instrument DateApr 9, 2021
Instrument2111257000
Transaction TypeTransfer
Record UpdatedSep 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 22, 2021
Property Address1640 S RIVER RD, DES PLAINES, IL 60018-2252
Document Number0011257001
Map ReferenceDOC 1554522
Instrument DateApr 9, 2021
Instrument2111257001
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyPROPERTY TITLE, PROPER TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 S RIVER RD, DES PLAINES, IL 60018-2252

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,884 Land $17,781 Building $24,103$167,536 Land $71,124 Building $96,412
2023$11,389.00 (+2.47%)
2022$11,115.00$43,198 Land $11,063 Building $32,135$172,792 Land $44,252 Building $128,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1640 S River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims81 (1982–2020)
Claims Outside the SFHA22 of 81
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 26 claims
  • Severe Storms And Flooding, Jul 2010 · 30 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1640 S River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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