1640 Ruth St, Cocoa, FL 32926 Property Records

Brevard County property record for 1640 Ruth St, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 991 sqft · built 1985
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2023)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24-36-19-75-2-14`

Property Details

APN / Parcel Number

Primary APN	`24-36-19-75-2-14`
Alternative APNs	`24-36-19-75-00002.0-0014.00` `2415290`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	991 sqft Living Area
Gross Area	1,367 sqft
1st Floor Area	991 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	127 ft deep x 75 ft wide
Porch	Enclosed/Unfinished Porch
Porch Area	376 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2415290
Street Address	1640 RUTH ST
City	COCOA
State	FL
Zip	32926-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU17
Legal Description	CLEAR LAKE VILLAGE UNREC PART OF N 1/2 OF SE 1/4 AS DES IN ORB 116 PG 505 KNOWN AS CLEAR LAKE VILLAGE UNRECORDED SUBD LOT 14 & W 1/2 OF LOT 15 BLK 2
Legal Range	36E
Legal Township	24S
Legal Section	19
Legal Subdivision	CLEAR LAKE VILLAGE UNREC
Legal Block	2
Legal Lot Number	14
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1001
Census Tract	62402

Owner

1640 Ruth St is owned by two individuals who bought it in October 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	380 OAK LAKE PL, MERRITT ISLAND, FL 32953-8226
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Nov 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Deed Document Number	2023226312
Deed Book / Page	9917 / 685
Prior Transfer Date	Jan 9, 2009
Prior Transfer Doc	0059136943
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 25, 2023
Property Address	1640 RUTH ST, COCOA, FL 32926-5525
Document Number	0099170685
Book / Page	9917 / 685
Map Reference	MB 363 PG 164
Instrument Date	Oct 25, 2023
Instrument	2023226312
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, MANGROVE TITLE & LEGAL PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 NW 171ST ST, MIAMI, FL 33169-5335

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	380 OAK LAKE PL, MERRITT ISLAND, FL 32953-8226

Mortgage

Document Number	0009917689
Date	Oct 25, 2023
Instrument	9917/689

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 1, 2017
Property Address	1640 RUTH ST, COCOA, FL 32926-5525
Document Number	0080162853
Book / Page	008016 / 002853
Instrument Date	Oct 27, 2017
Instrument	226566
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171ST ST MIAMI FL 33169, MIAMI, FL 33169

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Ruth St was $2,240, up 10.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,820 (+3.45%)	$142,820 (+3.45%)
2025	$2,240.00 (+10.18%)	$138,060	$138,060
2024	$2,033.00 (+29.57%)
2023	$1,569.00 (+14.78%) Homeowner's exemption Widower's exemption	$108,850 (+18.25%)	$121,590 (+20.07%) Land $30,000 Building $91,590
2022	$1,367.00 Homeowner's exemption	$92,050	$101,270 Land $18,000 Building $83,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1640 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1640 Ruth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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