1640 Relyea Ave, Charleston, SC 29412 Property Records

Charleston County property record for 1640 Relyea Ave, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,001 sqft · built 1974
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (May 2021)
Tax Bill	$5,925 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2022 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`426-05-00-050`

Property Details

APN / Parcel Number

Primary APN	`426-05-00-050`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,001 sqft Living Area
1st Floor Area	2,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	78 ft deep x 223 ft wide
Garage Type	Mixed
Garage Area	476 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	429 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1640 RELYEA AVE
City	CHARLESTON
State	SC
Zip	29412-5260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CLARKS POINT DESCRIPTION -LOT 9 SECTION 6
Legal Subdivision	CLARKS POINT
Legal Lot Number	9
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2006
Census Tract	2006

Owner

1640 Relyea Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1640 RELYEA AVE, CHARLESTON, SC 29412-5260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Aug 5, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
May 21, 2021	Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Dec 16, 2016 · Amount on File
Deed Document Number	2021
Deed Book / Page	993 / 316
Prior Transfer Date	Jan 29, 2003
Prior Transfer Doc	0435000538
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Jul 15, 2026
Property Address	1640 RELYEA AVE, CHARLESTON, SC 29412-5260
Document Number	0000044645
Book / Page	1403 / 312
Instrument Date	Jul 10, 2026
Instrument	202644645
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 RELYEA AVE, CHARLESTON, SC 29412-5260

Mortgage

Document Number	0000044645,
Date	Jul 15, 2026
Book Page	1403/312
Instrument	202644645

Lender

Name	SERVISFIRST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1640 RELYEA AVE, CHARLESTON, SC 29412-5260
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011290301
Date	Aug 5, 2022
Book Page	1129/301

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 21, 2021
Property Address	1640 RELYEA AVE, CHARLESTON, SC 29412-5260
Document Number	09930316
Book / Page	993 / 316
Map Reference	MB CM PG 100
Instrument Date	Mar 22, 2021
Transaction Type	Transfer
Record Updated	Jul 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1640 RELYEA AVE, CHARLESTON, SC 29412-5260

Mortgage

Document Number	993319
Date	May 21, 2021
Instrument	993/319

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Relyea Ave was $5,925, up 21.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,925.00 (+21.76%)	$1,265,000 (+2,775%) Land $337,529 Building $927,471	$1,307,432 Land $355,632 Building $951,800
2024	$4,866.00	$44,000
2022	$3,409.00	$33,000	$825,000 Land $475,000 Building $350,000
2020			$1,100,000 Land $292,500 Building $807,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1640 Relyea Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 193 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	89 (1987–2023)
Claims Outside the SFHA	2 of 89
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 13 claims Severe Storms And Flooding, Oct 2015 · 9 claims Hurricane Hugo, Sep 1989 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Relyea Ave is moderate, ranking above 53% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Relyea Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures