1640 Ranchland Rd, Belden, MS 38826 Property Records

Pontotoc County property record for 1640 Ranchland Rd, Belden, MS 38826

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,450 sqft · built 1997
Lot Size2.71 acres (118,048 sqft)
Owner2 Individual Names on Record
Tax Bill$1,269 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN145-15-000-006.27

Property Details

APN / Parcel Number

Primary APN145-15-000-006.27
Alternative APN
  • 15831

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,450 sqft Living Area
2nd Floor Area414 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialLogs
Construction TypeLog
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area118,048 sqft (2.71 acres)
Deck Area660 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number15831
Street Address1640 RANCHLAND RD
CityBELDEN
StateMS
Zip38826-9634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.71 AC SE1/4 & SW1/4 OF SW1/4 638-377 5/7/96 20221058 3/4/22 20230200 1/17/23 240 601 7263
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group2
Census Block2015
Census Tract950101

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1640 RANCHLAND RD, BELDEN, MS 38826-9634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
BEVERLY HILLS FIDELITY BANK
Jul 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
CADENCE BANK NA
Mar 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
CADENCE BANK NA
Feb 21, 2017Deed of Trust, Mortgage
RENASANT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1640 RANCHLAND RD, BELDEN, MS 38826-9634
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3003 S ATLANTIC AVE 9B, 9B, DAYTONA BEACH, FL 32118-6149

Mortgage

Document Number2023000201
DateJan 17, 2023
Instrument2023000201
Lender
NameBEVERLY HILLS FIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1640 RANCHLAND RD, BELDEN, MS 38826-9634
Transaction TypeMortgage
Record UpdatedSep 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2857 ANTHONY RD, POPE, MS 38658-2914

Mortgage

Document Number2022002999
DateJul 18, 2022
Instrument2022002999
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term176 Months
DueMar 1, 2037

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1640 RANCHLAND RD, BELDEN, MS 38826-9634
Transaction TypeMortgage
Record UpdatedMar 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2857 ANTHONY RD, POPE, MS 38658-2914

Mortgage

Document Number2022001059
DateMar 4, 2022
Instrument2022001059
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2037

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1640 RANCHLAND RD, BELDEN, MS 38826-9634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017000735
DateFeb 21, 2017
Instrument2017000735
Lender
NameRENASANT BANK
TypeBank
AddressTUPELO, MS 38802
Agreement
AmountAmount Recorded
Term119 Months
DueJan 25, 2027

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,269.00 (-33.21%) Homeowner's exemption Senior Citizen's exemption$9,929 (-33.22%)$99,119 (-) Land $16,703 Building $82,416
2023$1,900.00$14,868$99,119 Land $16,703 Building $82,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 41% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PONTOTOC WATER ASSN
public/private · serves 5,170 people · EPA ID MS0580002
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

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