Boulder County property record for 1640 Pearl St, Boulder, CO 80302
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 1928 |
| Lot Size | 0.085 acres (3,701 sqft) |
| Owner | Company Name on File |
| Tax Bill | $30,896 (2025) |
| Deeds & Mortgages | Feb 2021 Sale Mar 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1463-30-3-32-002 |
| Primary APN | 1463-30-3-32-002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,016 sqft Gross Area |
| 1st Floor Area | 2,016 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Concrete Block |
| Lot Area | 3,701 sqft (0.085 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | R0008878 |
|---|---|
| Street Address | 1640 PEARL ST |
| City | BOULDER |
| State | CO |
| Zip | 80302-5411 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | W 1/2 LOT 1 BLK 71 BO |
| Legal Subdivision | BOULDER O T EAST & WEST & NORTH - BO |
| Legal Block | 71 |
| Legal Lot Number | 1 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 12204 |
1640 Pearl St, a commercial property, is owned by a company.
Source: Boulder County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 702 PINE ST, BOULDER, CO 80302-4742 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Mar 27, 2017 | Deed of Trust, Mortgage FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Feb 1, 2021 |
| Property Address | 1640 PEARL ST, BOULDER, CO 80302-5411 |
| Document Number | 0003854773 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 3854773 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $189.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 702 PINE ST, BOULDER, CO 80302-4742 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 1640 PEARL ST, BOULDER, CO 80302-5411 |
| Document Number | 0003582610 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | LAND TITLE GUARANTEE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1113 SPRUCE ST BOULDER CO 803024001, BOULDER, CO 80302-4001 |
| Document Number | 0003582610 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 3582610 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, CO 80215 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 26, 2027 |
| Rate | 5.15% |
|---|
The 2025 property tax bill for 1640 Pearl St was $30,896.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,000 (-7.41%) Land $206,500 Building $88,500 | $1,180,000 (-) Land $826,000 Building $354,000 | |
| 2025 | $30,896.00 | $318,600 Land $223,020 Building $95,580 | $1,180,000 Land $826,000 Building $354,000 |
| 2023 | $30,026.00 (-3.79%) | $329,220 (+6.1%) Land $230,454 Building $98,766 | $1,180,000 (+10.28%) Land $826,000 Building $354,000 |
| 2022 | $31,210.00 | $310,300 Land $268,105 Building $42,195 | $1,070,000 Land $924,500 Building $145,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1640 Pearl St in Zone X, an area of moderate flood risk, though there have been 15 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 units insured incl. 9 condo units |
| Nearby Flood Claims | 15 (1983–2013) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1640 Pearl St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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