1640 N 54th St, Seattle, WA 98103 Property Records

King County property record for 1640 N 54th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,610 sqft · built 2020
Lot Size	0.106 acres (4,597 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,350,000 (Nov 2020)
Tax Bill	$26,133 (2026)
Deeds & Mortgages	Sep 2019 Construction Loan Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`913610-0476`

Property Details

APN / Parcel Number

Primary APN	`913610-0476`
Alternative APN	`913610047601`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,610 sqft Living Area
Gross Area	4,310 sqft
1st Floor Area	1,510 sqft
2nd Floor Area	1,340 sqft
Basement Area	760 sqft
Finished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	4,597 sqft (0.106 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	170 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	913610047601
Street Address	1640 N 54TH ST
City	SEATTLE
State	WA
Zip	98103-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	WALLINGFORDS DIV OF GREEN LAKE E 20 FT OF 29 & ALL 30
Legal Range	04
Legal Township	25
Legal Section	07
Legal Subdivision	WALLINGFORDS DIV OF GREEN LAKE ADD
Legal Block	2
Legal Lot Number	29-30
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1024
Census Tract	4600

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 N 54TH ST, SEATTLE, WA 98103-6120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK
Nov 5, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 17, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 4, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	20202985
Prior Transfer Date	Nov 4, 1992
Prior Transfer Doc	0012070172
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1640 N 54TH ST, SEATTLE, WA 98103-6120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001513
Date	Sep 12, 2019
Instrument	20190912001513

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	6.62%
Max Rate	8.62%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Nov 5, 2020
Property Address	1640 N 54TH ST, SEATTLE, WA 98103-6120
Document Number	0000002985
Map Reference	DOC20170915900009
Instrument Date	Nov 4, 2020
Instrument	20201105002985
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 N 54TH ST, SEATTLE, WA 98103-6120

Mortgage

Document Number	0000002986
Date	Nov 5, 2020
Instrument	20201105002986

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Aug 17, 2018
Property Address	1640 N 54TH ST, SEATTLE, WA 98103-6120
Document Number	0000000136
Map Reference	DOC20170915900009
Instrument Date	Aug 13, 2018
Instrument	20180817000136
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,844.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 49TH AVE NE, SEATTLE, WA 98105-3827

Mortgage

Document Number	0000000137
Date	Aug 17, 2018
Instrument	20180817000137

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	May 4, 2017
Property Address	1640 N 54TH ST, SEATTLE, WA 98103-6120
Document Number	0000001065
Instrument Date	Apr 26, 2017
Instrument	201705041065
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1639 N 55TH ST SEATTLE WA 981035905, SEATTLE, WA 98103-5905

Mortgage

Document Number	1066
Date	May 4, 2017
Instrument	201705041066

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,133.00 (+17.25%)
2025		$2,564,000 (+9.15%) Land $691,000 Building $1,873,000	$2,564,000 (+9.15%) Land $691,000 Building $1,873,000
2024	$22,289.00 (+10.12%)	$2,349,000 (-3.33%) Land $641,000 Building $1,708,000	$2,349,000 (-3.33%) Land $641,000 Building $1,708,000
2022	$20,240.00	$2,430,000 Land $572,000 Building $1,858,000	$2,430,000 Land $572,000 Building $1,858,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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