1640 N 3rd St, Springfield, IL 62702 Property Records

Sangamon County property record for 1640 N 3rd St, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.13 acres (5,677 sqft)
OwnerIndividual Name on File
Last Sale$158,500 (Jul 2014)
Tax Bill$4,612 (2025)
Deeds & MortgagesJul 2020 Mortgage
Dec 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN14-22.0-303-002

Property Details

APN / Parcel Number

Primary APN14-22.0-303-002
Alternative APN
  • 14220303002 (CHECK DIGIT = 8)

Exterior

Lot Area5,677 sqft (0.13 acres)

Location & Zoning

Account Number14220303002
Street Address1640 N 3RD ST
CitySPRINGFIELD
StateIL
Zip62702-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22C RESURVEY L 22 OF BEVERLY ALLENS SUB OF PT NW1/4 SW1/4 22-16-5
Legal SubdivisionOF BEVERLY ALLENS SUB
Legal Lot Number22C
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2017
Census Tract400

Owner

1640 N 3rd St is owned and occupied by an individual who bought it in July 2014.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1640 N 3RD ST, SPRINGFIELD, IL 62702-2606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
INB NA
Dec 8, 2023Deed of Trust, Mortgage · Line of Credit
HEARTLAND CU
Aug 30, 2016Deed of Trust, Mortgage · Stand-Alone First Mortgage
ILLINOIS NATIONAL BANK
Sep 27, 2013Deed of Trust, Mortgage · Stand-Alone First Mortgage
BANK OF SPRINGFIELD
Jul 29, 2014Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS NATIONAL BANK
May 26, 2006Warranty Deed, Transfer · Conventional Mortgage
ILLINI BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2014 · Amount on File
Deed SaleJul 29, 2014 · Amount on File
Prior SaleOct 18, 2011 · Amount on File
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1640 N 3RD ST, SPRINGFIELD, IL 62702-2606
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R19314
DateJul 30, 2020
Instrument2020R19314
Lender
NameINB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1640 N 3RD ST, SPRINGFIELD, IL 62702-2606
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R22347
DateDec 8, 2023
Instrument2023R22347
Lender
NameHEARTLAND CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 27, 2043

August 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1640 N 3RD ST, SPRINGFIELD, IL 62702-2606
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2016R23584
DateAug 30, 2016
Instrument2016R23584
Lender
NameILLINOIS NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate

September 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1640 N 3RD ST, SPRINGFIELD, IL 62702-2606
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2013R31924
DateSep 27, 2013
Instrument2013R31924
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate4.75%

July 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJul 29, 2014
Property Address1640 N 3RD ST, SPRINGFIELD, IL 62702-2606
Document Number2014R19624
Instrument DateJul 25, 2014
Instrument2014R19624
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$237.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 N 3RD ST, SPRINGFIELD, IL 62702-2606

Mortgage

Document Number2014R19625
DateJul 29, 2014
Instrument2014R19625
Lender
NameILLINOIS NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

May 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateMay 26, 2006
Property Address1640 N 3RD ST, SPRINGFIELD, IL 62702-2606
Document Number2006R19288
Instrument DateMay 24, 2006
Instrument2006R19288
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$193.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 N 3RD ST, SPRINGFIELD, IL 62702-2606

Mortgage

Document Number2006R19289
DateMay 26, 2006
Instrument2006R19289
Lender
NameILLINI BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1640 N 3rd St was $4,612 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,612.00$62,974 Land $4,785 Building $58,189$188,922 Land $14,355 Building $174,567
2022$4,022.00 Homeowner's exemption$50,890 Land $3,867 Building $47,023$152,670 Land $11,601 Building $141,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1640 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1640 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number