1640 Mountclair Ct, Mount Dora, FL 32757 Property Records

Lake County property record for 1640 Mountclair Ct, Mount Dora, FL 32757 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 2005
Lot Size	0.161 acres (7,020 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jan 2024)
Tax Bill	$4,621 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-19-27-2125-000-02700`

Property Details

APN / Parcel Number

Primary APN	`32-19-27-2125-000-02700`
Alternative APN	`3819368`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,020 sqft (0.161 acres)
Garage Type	Finished
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3819368
Street Address	1640 MOUNTCLAIR CT
City	MOUNT DORA
State	FL
Zip	32757-6228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERLOOK AT MOUNT DORA PB 50 PG 11 LOT 27 ORB 6276 PG 1092
Legal Range	27E
Legal Township	19S
Legal Section	32
Legal Subdivision	MOUNT DORA
Legal Tract	A-C
Legal Lot Number	27
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3000
Census Tract	31002

Owner

Source: Lake County records · APN 32-19-27-2125-000-02700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1640 MOUNTCLAIR CT, MOUNT DORA, FL 32757-6228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 04, 2023	Warranty Deed, Transfer OS NATIONAL LLC
May 09, 2018	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Dec 04, 2023 · Amount on Record
Deed Document Number	2024010299
Deed Book / Page	6276 / 1092
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 29, 2024
Property Address	1640 MOUNTCLAIR CT, MOUNT DORA, FL 32757-6228
Document Number	0062761092
Book / Page	6276 / 1092
Map Reference	MB 50 PG 11
Instrument Date	Jan 23, 2024
Instrument	2024010299
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 MOUNTCLAIR CT, MOUNT DORA, FL 32757-6228

Mortgage

Document Number	0062761094
Date	Jan 29, 2024
Instrument	6276/1094

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 04, 2023
Property Address	1640 MOUNTCLAIR CT, MOUNT DORA, FL 32757-6228
Document Number	0062510098
Book / Page	6251 / 98
Map Reference	MB 50 PG 11
Instrument Date	Nov 22, 2023
Instrument	2023147001
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,946.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 WEDGEWOOD DR, MOUNT DORA, FL 32757-6307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1640 MOUNTCLAIR CT, MOUNT DORA, FL 32757-6228
Document Number	0051682278
Instrument Date	May 09, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 MOUNTCLAIR CT MOUNT DORA FL 327576228, MOUNT DORA, FL 32757-6228

Mortgage

Document Number	0051682278
Date	Sep 12, 2018
Book Page	005168/002278
Instrument	107342

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 11, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,674 (+140.72%) Land $55,225 Building $207,449	$262,674 (+15.21%) Land $55,225 Building $207,449
2024	$4,621.00 (+218.69%)
2023	$1,450.00 (+2.33%) Homeowner's exemption	$109,120 (+2.99%)	$227,989 (-) Land $51,700 Building $176,289
2022	$1,417.00 Homeowner's exemption	$105,950	$227,989 Land $51,700 Building $176,289

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690310023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 730 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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