1640 Montego Dr, Springfield, OH 45503 Property Records

Clark County property record for 1640 Montego Dr, Springfield, OH 45503

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,537 sqft · built 1969
Lot Size0.247 acres (10,799 sqft)
OwnerIndividual Name on File
Last Sale$284,900 (Nov 2025)
Tax Bill$2,817 (2024)
Deeds & MortgagesNov 2025 Sale & Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN220-03-00021-304-047

Property Details

APN / Parcel Number

Primary APN220-03-00021-304-047

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,537 sqft Living Area
1st Floor Area1,537 sqft
Game RoomGame Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,799 sqft (0.247 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage Area580 sqft
PorchPorch
Porch Area424 sqft
Canopy240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1640 MONTEGO DR
CitySPRINGFIELD
StateOH
Zip45503-6428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal DescriptionNORTHRIDGE SUBDIVISION NO 12; 1844
Legal SubdivisionNORTHRIDGE SUBDIVISION
Legal Block304
Legal Lot Number1844
JurisdictionCLARK OH
Township / Civil DivisionMOOREFIELD
Census Block Group1
Census Block1003
Census Tract2607

Owner

Source: Clark County records · APN 220-03-00021-304-047

Assessment roll updated August 8, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1640 MONTEGO DR, SPRINGFIELD, OH 45503-6428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 14, 2020Survivorship Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Nov 27, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2025 · Amount on Record
Deed SaleNov 03, 2025 · Amount on Record
Prior SaleSep 14, 2020 · Amount on Record
Deed Document Number4005
Deed Book / Page2259 / 5511
Record UpdatedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateNov 03, 2025
Property Address1640 MONTEGO DR, SPRINGFIELD, OH 45503-6428
Document Number0000014386
Book / Page2259 / 5511
Map ReferenceVOL 12 PG 21
Instrument DateOct 31, 2025
Instrument202500014386
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyCLARITY TITLE LLC, CITY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4403 E MOUND ST, COLUMBUS, OH 43227-1739

Mortgage

Document Number0000014387
DateNov 03, 2025
Instrument202500014387
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

September 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCLARK OH
Recording DateSep 14, 2020
Property Address1640 MONTEGO DR, SPRINGFIELD, OH 45503-6428
Document Number0000013337
Book / Page2177 / 5153
Map ReferenceVOL 12 PG 21
Instrument DateAug 31, 2020
Instrument202000013337
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanySTERLING LAND TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1640 MONTEGO DR, SPRINGFIELD, OH 45503-6428

Mortgage

Document Number0000013338
DateSep 14, 2020
Instrument202000013338
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateNov 27, 2018
Property Address1640 MONTEGO DR, SPRINGFIELD, OH 45503-6428
Document Number0000016013
Book / Page002151 / 003623
Instrument DateNov 20, 2018
Instrument16013
Transaction TypeTransfer
Record UpdatedDec 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1640 MONTEGO DR SPRINGFIELD OH 455036428, SPRINGFIELD, OH 45503-6428

Tax Assessment & Valuation

Source: Clark County records · Assessment roll updated August 8, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOhio
CountyClark County
County SubdivisionMoorefield Township
Unified School DistrictNortheastern Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$85,610 (+35.78%) Land $17,200 Building $68,410$244,600 (+35.78%) Land $49,140 Building $195,460
2024$2,817.00 (+2.96%)$63,050 (-) Land $11,510 Building $51,540$180,140 (-) Land $32,890 Building $147,250
2023$63,050 Land $11,510 Building $51,540
2022$2,736.00$180,140 Land $32,890 Building $147,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 17, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 379 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCLARK COUNTY NORTHRIDGE PWS
private · serves 8,874 people
Water SourcePurchased groundwater from SPRINGFIELD CITY PWS
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Montego Dr

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