El Dorado County property record for 1640 Middle Mountain Ct, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,130 sqft · built 1978 |
| Lot Size | 1.48 acres (64,904 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Apr 2025) |
| Tax Bill | $7,055 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-301-041-000 |
| Primary APN | 073-301-041-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 2,130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 64,904 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 1640 MIDDLE MOUNTAIN CT |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PM 38/83/1426B |
| Legal Subdivision | AUBURN LAKE TRAILS UNIT #5 |
| Legal Lot Number | 1426B |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30601 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1640 MIDDLE MOUNTAIN CT, COOL, CA 95614-2564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on Record |
| Deed Sale | Apr 22, 2025 · Amount on Record |
| Prior Sale | Aug 3, 2021 · Amount on Record |
| Deed Document Number | 202510834 |
| Prior Transfer Date | Jun 3, 2010 |
| Prior Transfer Doc | 0000026390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 3, 2021 |
| Property Address | 1640 MIDDLE MOUNTAIN CT, COOL, CA 95614-2564 |
| Document Number | 0000050058 |
| Map Reference | MB 38 PG 83 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021-0050058 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1640 MIDDLE MOUNTAIN CT, COOL, CA 95614-2564 |
| Document Number | 0000050059 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021-0050059 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $627,300 (-3.1%) Land $188,700 Building $438,600 | |
| 2025 | $7,055.00 (+7.79%) | $647,336 (+4.04%) Land $106,120 Building $541,216 |
| 2023 | $6,545.00 (+1.5%) | $622,200 Land $102,000 Building $520,200 |
| 2022 | $6,448.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.3% of the US · above 90% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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