1640 Maple Valley Rd, Charlotte, TN 37036 Property Records

Dickson County property record for 1640 Maple Valley Rd, Charlotte, TN 37036

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,543 sqft · built 2003
Lot Size	4.17 acres (181,645 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022027 01901`

Property Details

APN / Parcel Number

Primary APN	`022027 01901`
Alternative APN	`027 01901`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	1,543 sqft
Basement Area	1,543 sqft
Unfinished Basement	1,543 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	181,645 sqft (4.17 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	56 sqft
Patio Area	264 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1640 MAPLE VALLEY RD
City	CHARLOTTE
State	TN
Zip	37036-5375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: F01
Legal Subdivision	MAPLE VALLEY ROAD
Jurisdiction	DICKSON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1040
Census Tract	60201

Owner

Source: Dickson County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 MAPLE VALLEY RD, CHARLOTTE, TN 37036-5375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Aug 24, 2021	Intrafamily Transfer, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Jan 29, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021
Deed Sale	Aug 24, 2021
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	2021331834
Deed Book / Page	1523 / 907
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	00V1523907
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1640 MAPLE VALLEY RD, CHARLOTTE, TN 37036-5375
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 MAPLE VALLEY RD, CHARLOTTE, TN 37036-5375

Mortgage

Document Number	0V15432695
Date	Jul 25, 2022
Book Page	V1543/2695
Instrument	344776

Lender

Name	COGENT BANK
Type	Bank
Address	ASHLAND CITY, TN 37015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	May 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DICKSON TN
Recording Date	Aug 24, 2021
Property Address	1640 MAPLE VALLEY RD, CHARLOTTE, TN 37036-5375
Document Number	V1523907
Book / Page	V1523 / 907
Instrument Date	Apr 1, 2021
Instrument	331834
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 MAPLE VALLEY RD, CHARLOTTE, TN 37036-5375

Mortgage

Document Number	331835
Date	Aug 24, 2021
Instrument	331835

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Jan 29, 2018
Property Address	1640 MAPLE VALLEY RD, CHARLOTTE, TN 37036-5375
Document Number	V1323544
Book / Page	001323 / 000544
Instrument Date	Jan 24, 2018
Instrument	284648
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 MAPLE VALLEY RD CHARLOTTE TN 370365375, CHARLOTTE, TN 37036-5375

Mortgage

Document Number	V1323549
Date	Jan 29, 2018
Book Page	001323/000549
Instrument	284649

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00	$78,700 Land $14,900 Building $63,800
2024			$314,800 Land $59,600 Building $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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