Flagler County property record for 1640 Lambert Ave, Flagler Beach, FL 32136 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,821 sqft · built 1982 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000,000 (Feb 2026) |
| Tax Bill | $14,125 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-11-31-7096-00000-0120 |
| Primary APN | 07-11-31-7096-00000-0120 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,821 sqft Living Area |
| Gross Area | 7,498 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 112 ft Width |
| Pool Area | 450 sqft |
|---|---|
| Patio Area | 3,194 sqft |
| Boat Access | Boat Access |
| Boat House | 403 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1640 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAMBERT AVE UNIT II LOT 12 OR BOOK 115 PAGE 405 OR 144 PG 219 OR 452 PG 1409 OR 837 PG 1339 OR 890 PG 1195 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | LAMBERT AVE |
| Legal Lot Number | 12 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 60301 |
Source: Flagler County records · APN 07-11-31-7096-00000-0120
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1640 LAMBERT AVE, FLAGLER BEACH, FL 32136-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Oct 10, 2025 | Special Warranty Deed, Transfer · Non-Conforming Investor Loan BARWICK BANKING CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Oct 10, 2025 · Amount on Record |
| Deed Document Number | 20266433 |
| Deed Book / Page | 3029 / 1526 |
| Prior Transfer Date | Dec 24, 2024 |
| Prior Transfer Doc | 0029250949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 13, 2026 |
| Property Address | 1640 LAMBERT AVE, FLAGLER BEACH, FL 32136-3008 |
| Document Number | 0030291526 |
| Book / Page | 3029 / 1526 |
| Map Reference | MB 22 PG 56 |
| Instrument Date | Feb 04, 2026 |
| Instrument | 2026006433 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1640 LAMBERT AVE, FLAGLER BEACH, FL 32136-3008 |
| Name | Verified Name |
|---|---|
| Address | 1640 LAMBERT AVE, FLAGLER BEACH, FL 32136-3008 |
| Document Number | 0030291528 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 3029/1528 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 10, 2025 |
| Property Address | 1640 LAMBERT AVE, FLAGLER BEACH, FL 32136-3008 |
| Document Number | 0029971349 |
| Book / Page | 2997 / 1349 |
| Map Reference | MB 22 PG 56 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025041433 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1640 LAMBERT AVE, FLAGLER BEACH, FL 32136-3008 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1640 LAMBERT AVE, FLAGLER BEACH, FL 32136-3008 |
| Document Number | 0029971350 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2997/1350 |
| Name | BARWICK BANKING CO |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,125.00 (+2.76%) | $766,740 (+2.9%) | $1,518,783 (+22.38%) Land $416,953 Building $1,101,830 |
| 2024 | $13,746.00 (+2.47%) Homeowner's exemption | $745,131 (+3%) | $1,241,050 (+0.06%) Land $371,877 Building $869,173 |
| 2023 | $13,415.00 (+2.4%) Homeowner's exemption | $723,428 (+3%) | $1,240,293 (+1.16%) Land $371,877 Building $868,416 |
| 2022 | $13,100.00 Homeowner's exemption | $702,357 | $1,226,037 Land $371,877 Building $854,160 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 257 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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