1640 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1640 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,412 sqft · built 1954
Lot Size	8.3 acres (361,548 sqft)
Owner	Company Name on Record
Last Sale	$930,000 (Aug 2026)
Tax Bill	$17,518 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 036.04-1-21`

Property Details

APN / Parcel Number

Primary APN	`265489 036.04-1-21`
Alternative APNs	`54890360400001021000` `03402000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,412 sqft Living Area
1st Floor Area	4,252 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	361,548 sqft (8.3 acres)
Lot Dimensions	200 ft deep x 230 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03402000000
Street Address	1640 LAKE RD
City	WEBSTER
State	NY
Zip	14580-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0027-14-04
Legal Subdivision	SALT TRACT
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2004
Census Tract	11303

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3487 NELSON PL E, CANASTOTA, NY 13032-4614
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Aug 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Aug 11, 2026 · Amount on Record
Deed Document Number	20263457729
Deed Book / Page	13225 / 110
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 11, 2026
Property Address	1640 LAKE RD, WEBSTER, NY 14580-9745
Document Number	0003452833
Book / Page	13220 / 775
Instrument Date	Aug 10, 2026
Instrument	20263452833
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$30,948.42
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3487 NELSON PL E, CANASTOTA, NY 13032-4614

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 25, 2026
Property Address	1640 LAKE RD, WEBSTER, NY 14580-9745
Document Number	0003457729
Book / Page	13225 / 110
Instrument Date	Jun 29, 2026
Instrument	20263457729
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	TITLE AGENCY, REVOLUTION TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$375,720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 QUENTIN RD, ROCHESTER, NY 14609-7804

Mortgage

Document Number	0000007730,
Date	Aug 25, 2026
Instrument	20267730

Lender

Name	CNB MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,518.00 (+10.96%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption
2025	$15,788.00	$409,500 (-) Land $172,200 Building $237,300	$853,100 (+20.84%) Land $358,739 Building $494,361
2023		$409,500 Land $172,200 Building $237,300	$706,000 Land $296,882 Building $409,118

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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