1640 Kraft St, Oceanside, CA 92058 Property Records

San Diego County property record for 1640 Kraft St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1953
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Oct 2017)
Tax Bill	$5,441 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`145-044-11-00`

Property Details

APN / Parcel Number

Primary APN	`145-044-11-00`
Alternative APN	`1450921100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	832 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1450921100
Street Address	1640 KRAFT ST
City	OCEANSIDE
State	CA
Zip	92058-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 143 TR 002899
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	002899
Legal Block	2
Legal Lot Number	143
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18615

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 30, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 23, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 15, 2017	Loan Modification, Mortgage · Conventional Mortgage BULICK MICHAEL K TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	2017505364
Prior Transfer Date	Oct 11, 2016
Prior Transfer Doc	0000552520
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208

Mortgage

Document Number	0000392021
Date	May 24, 2021
Instrument	2021-0392021

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000299598
Date	Jul 24, 2019
Instrument	2019-0299598

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231694
Date	May 7, 2020
Instrument	2020-0231694

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208

Mortgage

Document Number	0000625337
Date	Oct 15, 2020
Instrument	2020-0625337

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2017
Property Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208
Document Number	0000505364
Map Reference	MAP2899
Instrument Date	Oct 22, 2017
Instrument	2017-0505364
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208

Mortgage

Document Number	0000505365
Date	Oct 30, 2017
Instrument	2017-0505365

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000505366
Date	Oct 30, 2017
Instrument	2017-0505366

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2017
Property Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208
Document Number	0000490600
Instrument Date	Oct 22, 2017
Instrument	490600
Transaction Type	Transfer
Record Updated	Oct 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1640 KRAFT ST, OCEANSIDE, CA 92058-2208
Document Number	0000084287
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1640 KRAFT ST OCEANSIDE CA 920582208, OCEANSIDE, CA 92058-2208

Mortgage

Document Number	0000084287
Date	Feb 22, 2017
Instrument	84287

Lender

Name	BULICK MICHAEL K TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 21, 2018

Interest

Rate	10%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,047 (+2%) Land $326,587 Building $172,460
2025	$5,441.00 (+5.24%) Homeowner's exemption	$489,263 (+4.04%) Land $320,184 Building $169,079
2023	$5,170.00 (+1.57%) Homeowner's exemption	$470,265 Land $307,751 Building $162,514
2022	$5,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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