1640 Kennedy Rd, Saint Helen, MI 48656 Property Records

Roscommon County property record for 1640 Kennedy Rd, Saint Helen, MI 48656

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 529 sqft · built 1969
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (May 2023)
Tax Bill	$203 (2025)
Deeds & Mortgages	May 2023 Sale May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-497-435-0000`

Property Details

APN / Parcel Number

Primary APN	`010-497-435-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	529 sqft Building Perimeter
1st Floor Area	529 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	33,106 sqft (0.76 acres)
Garage Area	510 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1640 KENNEDY RD
City	SAINT HELEN
State	MI
Zip	48656-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1040 P-1191 (L-993P-314&L-773P-656) 231 1640 N KENNEDYLOT 435 LAND O'LAKES SUBD #7.
Legal Subdivision	LAND OLAKES SUBDIVISION NO 7
Legal Lot Number	435
Jurisdiction	ROSCOMMON MI
Township / Civil Division	RICHFIELD
Census Block Group	3
Census Block	3019
Census Tract	970200

Owner

1640 Kennedy Rd is owned by an individual who bought it in May 2023.

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3730 CAMRY CT, SEBRING, FL 33872-1442
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer
May 30, 2023	Quit Claim Deed, Transfer Quitclaim
May 30, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 8, 2006	Warranty Deed, Transfer · ARM LIME FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Dec 14, 2013 · Amount on File
Deed Document Number	20233371
Deed Book / Page	1184 / 1074
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	01184/1072
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 30, 2023
Property Address	1640 KENNEDY RD, SAINT HELEN, MI 48656-9741
Document Number	01184/1074
Book / Page	1184 / 1074
Instrument Date	May 24, 2023
Instrument	202300003371
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 DIVISION ST, SAGINAW, MI 48602-1803

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 30, 2023
Property Address	1640 KENNEDY RD, SAINT HELEN, MI 48656-9741
Document Number	01184/1072
Book / Page	1184 / 1072
Instrument Date	Feb 18, 2020
Instrument	202300003369
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7129 COUNTY FARM RD, LEXINGTON, MI 48450-9220

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 30, 2023
Property Address	1640 KENNEDY RD, SAINT HELEN, MI 48656-9741
Document Number	01184/1073
Book / Page	1184 / 1073
Instrument Date	Feb 18, 2020
Instrument	202300003370
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7129 COUNTY FARM RD, LEXINGTON, MI 48450-9220

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Mar 8, 2006
Property Address	1640 KENNEDY RD, SAINT HELEN, MI 48656-9741
Document Number	01040/1191
Book / Page	1040 / 1191
Map Reference	LB5 PG69
Instrument Date	Feb 28, 2006
Instrument	200600002159
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	THREE LAKES TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15065 32 MILE RD, BRUCE TWP, MI 48065-4901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21810 SHEFFIELD DR, FARMINGTON HILLS, MI 48335-5464

Mortgage

Document Number	01040/1192
Date	Mar 8, 2006
Book Page	1040/1192
Instrument	200600002160

Lender

Name	LIME FINANCIAL SERVICES LTD
Type	Subprime Lender
Address	LAKE OSWEGO, OR 97035

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	11.4%
Type Change Date	Mar 1, 2008
Change Frequency	6 Months
Min Rate At Change	11.4%
Max Rate At Change	14.4%
Index	6-Month LIBOR
Max Rate	17.4%

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Kennedy Rd was $203, down 79.4% from the year before.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Richfield Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,400 (+14.83%)	$72,800 (+14.83%)
2025	$203.00 (-79.41%) Homeowner's exemption	$31,700	$63,400
2024	$986.00
2023		$25,000	$50,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1640 Kennedy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Kennedy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGEMAW TOWNSHIP serves 125 people · EPA ID MI0004935
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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