1640 Hegberg Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1640 Hegberg Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 2019
Lot Size	10.4 acres (453,024 sqft)
Owner	Individual Name on File
Tax Bill	$2,920 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-02425`

Property Details

APN / Parcel Number

Primary APN	`315-0020-02425`
Alternative APN	`1072424`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,680 sqft Gross Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	453,024 sqft (10.4 acres)
Garage Area	1,572 sqft
Patio Area	200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1072424
Street Address	1640 HEGBERG RD
City	DULUTH
State	MN
Zip	55804-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	THAT PART OF THE NORTH 716.66 FEET OF NE1/4OF NW1/4, LYING WESTERLY OF THE EAST 685.00FEET OF SAID NE1/4 OF NW1/4. SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	15
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1012
Census Tract	10500

Owner

Source: St. Louis County records · APN 315-0020-02425

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1640 HEGBERG RD, DULUTH, MN 55804-8603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage LAKE BK
Jul 23, 2018	Quit Claim Deed, Construction Loan · Line of Credit LAKE BK
Jun 11, 2018	Warranty Deed, Transfer PIONEER ABSTRACT AND TITLE DULUT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 03, 2018
Transfer Doc	00A1337052
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1640 HEGBERG RD, DULUTH, MN 55804-8603
Document Number	00A1360986
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1640 HEGBERG RD DULUTH MN 558048603, DULUTH, MN 55804-8603

Mortgage

Document Number	00A1360986
Date	Aug 15, 2019
Instrument	A1360986

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

July 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 23, 2018
Property Address	1640 HEGBERG RD, DULUTH, MN 55804-8603
Document Number	00A1337052
Instrument Date	Jul 03, 2018
Instrument	A1337052
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2060 RIDGELINE TWO HARBORS MN 556165053, TWO HARBORS, MN 55616-5053

Mortgage

Document Number	A1337054
Date	Jul 23, 2018
Instrument	A1337054

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 22, 2019

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 11, 2018
Property Address	1640 HEGBERG RD, DULUTH, MN 55804-8603
Document Number	00A1334406
Instrument Date	Jun 11, 2018
Instrument	A1334406
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	PIONEER ABSTRACT AND TITLE DULUT

Transaction

Amount	Amount Recorded
Tax	$132.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 RIDGELINE TWO HARBORS MN 556165053, TWO HARBORS, MN 55616-5053

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,920.00 (+12.92%) Homeowner's exemption
2025	$2,586.00 (+1.89%) Homeowner's exemption	$393,100 (+4.85%) Land $83,700 Building $309,400	$393,100 (+4.85%) Land $83,700 Building $309,400
2024	$2,538.00	$374,900 (+15.53%) Land $80,100 Building $294,800	$374,900 (+15.53%) Land $80,100 Building $294,800
2022		$324,500 Land $68,600 Building $255,900	$324,500 Land $68,600 Building $255,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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