1640 Grayson St, Collierville, TN 38017 Property Records

Shelby County property record for 1640 Grayson St, Collierville, TN 38017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,385 sqft · built 1996
Lot Size	0.46 acres (20,015 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (May 2022)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C0-233M-C0-0009`

Property Details

APN / Parcel Number

Primary APN	`C0-233M-C0-0009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,385 sqft Living Area
Gross Area	4,595 sqft
1st Floor Area	1,995 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	European
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,015 sqft (0.46 acres)
Lot Dimensions	165 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	282 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1640 GRAYSON ST
City	COLLIERVILLE
State	TN
Zip	38017-1397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ES GRAYSON ST
Legal Subdivision	WELLINGTON FARMS 1ST ADD PHASE 3
Legal Lot Number	96
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	3
Census Block	3021
Census Tract	21541

Owner

1640 Grayson St is owned and occupied by two individuals who bought it in May 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1640 GRAYSON ST, COLLIERVILLE, TN 38017-1397
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Nov 22, 2004 · Amount on File
Deed Document Number	202256488
Prior Transfer Date	Nov 17, 2004
Prior Transfer Doc	0000195894
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1640 GRAYSON ST, COLLIERVILLE, TN 38017-1397
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022105735
Date	Sep 21, 2022
Instrument	22105735

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 19, 2022
Property Address	1640 GRAYSON ST, COLLIERVILLE, TN 38017-1397
Document Number	0022056488
Map Reference	MB 160 PG 11
Instrument Date	May 12, 2022
Instrument	22056488
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9074 DEER MEADOW DR, CORDOVA, TN 38016-9518

Mortgage

Document Number	0022056489
Date	May 19, 2022
Instrument	22056489

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1640 GRAYSON ST, COLLIERVILLE, TN 38017-1397
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021054575
Date	May 6, 2021
Instrument	21054575

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1640 GRAYSON ST, COLLIERVILLE, TN 38017-1397
Document Number	0000001690
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 GRAYSON ST COLLIERVILLE TN 380171397, COLLIERVILLE, TN 38017-1397

Mortgage

Document Number	0000001690
Date	Jan 6, 2020
Instrument	1690

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Grayson St was $2,128.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,128.00	$131,400 Land $31,550 Building $99,850	$525,600 Land $126,200 Building $399,400
2023		$98,225 Land $20,550 Building $77,675
2022	$5,019.00
2021			$392,900 Land $82,200 Building $310,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1640 Grayson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Grayson St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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