Pinellas County property record for 1640 Gray Bark Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,927 sqft · built 1998 |
| Lot Size | 0.143 acres (6,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Oct 2025) |
| Tax Bill | $4,984 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Oct 2025 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-759-5495-8 |
| Primary APN | C62-000-759-5495-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,927 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 1,927 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,242 sqft (0.143 acres) |
| Lot Dimensions | 120 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R159724 |
|---|---|
| Street Address | 1640 GRAY BARK DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-2773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTLAKE OAKS PHASE 2 BLK 10, LOT 8 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | EASTLAKE OAKS PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 23990 |
| Legal Block | 10 |
| Legal Lot Number | 8 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 27319 |
1640 Gray Bark Dr is owned and occupied by two individuals who acquired it in August 2026.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1640 GRAY BARK DR, OLDSMAR, FL 34677-2773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 20, 2025 | Warranty Deed, Transfer ANCLOTE TITLE SERVICES INC |
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on File |
| Deed Sale | Oct 20, 2025 · Amount on File |
| Prior Sale | Jun 20, 2017 · Amount on File |
| Deed Document Number | 2025297435 |
| Deed Book / Page | 23331 / 489 |
| Last Transfer Date | Aug 19, 2026 |
| Transfer Doc | 0000224062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 20, 2026 |
| Property Address | 1640 GRAY BARK DR, OLDSMAR, FL 34677-2773 |
| Document Number | 0000224062 |
| Book / Page | 23668 / 969 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026224062 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1640 GRAY BARK DR, OLDSMAR, FL 34677-2773 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 20, 2025 |
| Property Address | 1640 GRAY BARK DR, OLDSMAR, FL 34677-2773 |
| Document Number | 0233310489 |
| Book / Page | 23331 / 489 |
| Map Reference | MB 116 PG 12-15 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025297435 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | ANCLOTE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8481 FUTURESIDE LOOP, NEW PORT RICHEY, FL 34655-1147 |
| Name | Verified Name |
|---|---|
| Address | 1640 GRAY BARK DR, OLDSMAR, FL 34677-2773 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1640 GRAY BARK DR, OLDSMAR, FL 34677-2773 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1640 GRAY BARK DR, OLDSMAR, FL 34677-2773 |
| Document Number | 0218522180 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 21852/2180 |
| Instrument | 2021407169 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 20, 2017 |
| Property Address | 1640 GRAY BARK DR, OLDSMAR, FL 34677-2773 |
| Document Number | 0196721977 |
| Book / Page | 19672 / 1977 |
| Map Reference | MB116 PG12-15 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017190816 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | TITLE TOWN PARTNERS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12401 RUSTIC VIEW CT, 12401, TAMPA, FL 33635-6287 |
| Name | Verified Name |
|---|---|
| Address | 1640 GRAY BARK DR, OLDSMAR, FL 34677-2773 |
| Document Number | 2017190817 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 2017190817 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 1640 Gray Bark Dr was $4,984, up 4.9% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,984.00 (+4.86%) | $278,679 (+2.9%) | $454,228 (+0.64%) Land $101,992 Building $352,236 |
| 2024 | $4,753.00 (+1.32%) Homeowner's exemption | $270,825 (+3%) | $451,347 (+6.94%) Land $154,790 Building $296,557 |
| 2023 | $4,691.00 (+2.38%) Homeowner's exemption | $262,937 (+3%) | $422,054 (+8.42%) Land $165,954 Building $256,100 |
| 2022 | $4,582.00 Homeowner's exemption | $255,279 | $389,262 Land $191,134 Building $198,128 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1640 Gray Bark Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 195 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 195 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1640 Gray Bark Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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