1640 Ginger Dr, Lancaster, TX 75146 Property Records

Dallas County property record for 1640 Ginger Dr, Lancaster, TX 75146 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,978 sqft Living Area
Lot Size6,508 sqft (0.149 acres)
OccupancyOwner Occupied
Last Sale$178,400 (2016)
Tax Bill$6,096.00 (2025)

Property Details

APN / Parcel Number

Primary APN870013000K02500
Alternative APN
  • 87-00130-00K-025-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,978 sqft Living Area
1st Floor1,978 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,508 sqft (0.149 acres)
Depth X Width105 ft x 62 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area522 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number870013000K02500
Street Address1640 GINGER DR
CityLANCASTER
StateTX
Zip75146-4937
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEAR CREEK RANCH PH 1 BLK K LT 25 INT201600023141 DD01222016 CO-DC 0013000K02500 4NT0013000K
Legal SubdivisionBEAR CREEK RANCH PH 1
Legal Tract130
Legal BlockK
Legal Lot Number25
JurisdictionDALLAS TX
Minor Civil DivisionSOUTHWEST DALLAS
Census Blockgroup2
Census Block2023
Census Tract16802

Owner

Source: Dallas County records · APN 870013000K02500

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1640 GINGER DR, LANCASTER, TX 75146-4937
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 06, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 11, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 24, 2019Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2016 · Amount on Record
Deed SaleJan 28, 2016 · Amount on Record
Prior SaleOct 16, 2015 · Amount on Record
Deed Doc Number201623141
Prior Transfer DateJan 22, 2016
Prior Transfer Doc0000023141
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS TX
Property Address1640 GINGER DR, LANCASTER, TX 75146-4937
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 GINGER DR, LANCASTER, TX 75146-4937

Mortgage

Document Number0000203742
DateSep 26, 2025
Instrument202500203742
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueSep 01, 2065

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS TX
Property Address1640 GINGER DR, LANCASTER, TX 75146-4937
Transaction TypeMortgage
Record UpdatedMay 16, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 GINGER DR, LANCASTER, TX 75146-4937

Mortgage

Document Number0000089888
DateMay 06, 2024
Instrument202400089888
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term331 Months
DueDec 01, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS TX
Property Address1640 GINGER DR, LANCASTER, TX 75146-4937
Transaction TypeMortgage
Record UpdatedFeb 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 GINGER DR, LANCASTER, TX 75146-4937

Mortgage

Document Number0000040772
DateFeb 11, 2022
Instrument202200040772
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2051

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDALLAS TX
Property Address1640 GINGER DR, LANCASTER, TX 75146-4937
Document Number0000227546
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedSep 17, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1640 GINGER DR LANCASTER TX 751464937, LANCASTER, TX 75146-4937

Mortgage

Document Number0000227546
DateAug 28, 2019
Instrument227546
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Dallas County records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyDallas County
Unified School DistrictLancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$293,030 (-2.41%) Land $70,000 Building $223,030$293,030 (-2.41%) Land $70,000 Building $223,030
2025$6,096.00 (-12.26%) Homeowner's exemption$300,280 (-1.01%) Land $62,500 Building $237,780$300,280 (-1.01%) Land $62,500 Building $237,780
2024$6,948.00 (+29.27%)
2023$5,375.00 (-38.42%)$303,340 Land $55,000 Building $248,340$303,340 Land $55,000 Building $248,340
2022$8,729.00

Flood & Wildfire

1640 Ginger Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Dallas County (48113C), updated October 12, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
45th percentile of exposed land nationally · 17th in Texas
Wildfire LikelihoodModerate — about 1 in 1,852 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ginger Dr

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