1640 Gilbert Rd, Toledo, OH 43614 Property Records

Lucas County property record for 1640 Gilbert Rd, Toledo, OH 43614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,252 sqft · built 1926
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Jan 2024)
Tax Bill	$1,784 (2024)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-22431`

Property Details

APN / Parcel Number

Primary APN	`16-22431`
Alternative APN	`06161008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,252 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	636 sqft
2nd Floor Area	616 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1640 GILBERT RD
City	TOLEDO
State	OH
Zip	43614-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	WILDWOOD LOT 24
Legal Subdivision	WILDWOOD
Legal Tract	45.04
Legal Lot Number	24
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1009
Census Tract	4504

Owner

1640 Gilbert Rd is owned by two individuals who bought it in January 2024.

Source: Lucas County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7820 N WOODBRIDGE RD, MONCLOVA, OH 43542-6700
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer
Jan 24, 2024	Deed, Transfer
Mar 8, 2018	Warranty Deed, Transfer · Line of Credit STATE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	Oct 29, 2014 · Amount on File
Deed Document Number	20242542
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 24, 2024
Property Address	1640 GILBERT RD, TOLEDO, OH 43614-4007
Document Number	0000002542
Map Reference	VOL 23 PG 43
Instrument Date	Jan 19, 2024
Instrument	202401240002542
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7820 N WOODBRIDGE RD, MONCLOVA, OH 43542-6700

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 24, 2024
Property Address	1640 GILBERT RD, TOLEDO, OH 43614-4007
Document Number	0000002543
Map Reference	VOL 23 PG 43
Instrument Date	Jan 19, 2024
Instrument	202401240002543
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 8, 2018
Property Address	1640 GILBERT RD, TOLEDO, OH 43614-4007
Document Number	0000009359
Instrument Date	Mar 6, 2018
Instrument	9359
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1701 BRIERHEATH AVE TOLEDO OH 436143704, TOLEDO, OH 43614-3704

Mortgage

Document Number	9366
Date	Mar 8, 2018
Instrument	9366

Lender

Name	STATE BK&TR
Type	Bank
Address	BOWLING GREEN, OH 43402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 7, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,730 (-) Land $11,375 Building $19,355	$87,800 (-) Land $32,500 Building $55,300
2024	$1,784.00 (+1.02%)	$30,730 (+22.28%) Land $11,375 Building $19,355	$87,800 Land $32,500 Building $55,300
2023	$1,766.00 (+1.15%)	$25,130 (-) Land $6,300 Building $18,830
2022	$1,746.00 Homeowner's exemption	$25,130 Land $6,300 Building $18,830
2021			$71,800 Land $18,000 Building $53,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1640 Gilbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1640 Gilbert Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Amplex Wireless, Verizon.

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