1640 Gardner Rd, Sumter, SC 29153 Property Records

Sumter County property record for 1640 Gardner Rd, Sumter, SC 29153

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1999
Lot Size	21.9 acres (954,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$723 (2025)
Deeds & Mortgages	May 2021 Transfer Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265-00-03-016`

Property Details

APN / Parcel Number

Primary APN	`265-00-03-016`
Alternative APN	`53416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	1,696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	954,400 sqft (21.9 acres)
Garage Type	Attached
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	53416
Street Address	1640 GARDNER RD
City	SUMTER
State	SC
Zip	29153-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PB99-378 21.91 AC PB93-336
Legal Subdivision	JULIAN B ALLEN RLS 03
Legal Tract	3
Legal Lot Number	3
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER SOUTHEAST
Census Block Group	1
Census Block	1020
Census Tract	600

Owner

Source: Sumter County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2223 SAPPHIRE OAK, SAN ANTONIO, TX 78232-5630
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Intrafamily Transfer, Transfer
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 27, 2021
Transfer Doc	0012851200
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER SC
Recording Date	May 12, 2021
Property Address	1640 GARDNER RD, SUMTER, SC 29153-8064
Document Number	0012851200
Book / Page	1285 / 1200
Map Reference	MB 93 PG 336
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1640 GARDNER RD, SUMTER, SC 29153-8064

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1640 GARDNER RD, SUMTER, SC 29153-8064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012652811
Date	Feb 24, 2020
Book Page	1265/2811

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$723.00 (+2.55%)	$6,130 (+0.99%) Land $390 Building $5,740	$193,229 (+0.94%) Land $49,650 Building $143,579
2023	$705.00 (+0.14%)	$6,070 (-) Land $400 Building $5,670	$191,436 (-) Land $49,650 Building $141,786
2022	$704.00	$6,070 Land $400 Building $5,670	$191,436 Land $49,650 Building $141,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000

Nearby Properties on Gardner Rd

Nearby Streets

All Sumter, SC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures