Hennepin County property record for 1640 Fox St, Wayzata, MN 55391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,082 sqft · built 1961 |
| Lot Size | 4.36 acres (190,357 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,875,000 (Jan 2006) |
| Tax Bill | $37,552 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-117-23-14-0004 |
| Primary APN | 03-117-23-14-0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,082 sqft Living Area |
| Gross Area | 6,512 sqft |
| 1st Floor Area | 2,542 sqft |
| 2nd Floor Area | 2,054 sqft |
| Basement Area | 688 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Lot Area | 190,357 sqft |
| Garage Type | Attached |
| Garage Area | 742 sqft |
| Porch | Open Porch |
| Deck Area | 600 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 1640 FOX ST |
|---|---|
| City | WAYZATA |
| State | MN |
| Zip | 55391-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED 03 117 23 ALL THAT PART OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 3, TOWNSHIP 117, RANGE 23, DESCRIBED AS FOLLOWS: COMMENCING AT T IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 03 |
| Legal Quarter | 14 |
| Legal Subdivision | UNPLATTED 03 117 23 |
| Legal Block | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | ORONO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27205 |
1640 Fox St is owned and occupied by two individuals who bought it in January 2006.
Source: Hennepin County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1640 FOX ST, WAYZATA, MN 55391-9329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2006 · Amount on File |
| Deed Sale | Jan 11, 2006 · Amount on File |
| Deed Document Number | 2006916523 |
| Prior Transfer Date | Jan 5, 2006 |
| Prior Transfer Doc | 0000916523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 30, 2026 |
| Property Address | 1640 FOX ST, WAYZATA, MN 55391-9329 |
| Document Number | 0011475269 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202611475269 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | ESSENT TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1640 FOX ST, WAYZATA, MN 55391-9329 |
| Document Number | 0011475269, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202611475269 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 30, 2026 |
| Property Address | 1640 FOX ST, WAYZATA, MN 55391-9329 |
| Document Number | 0011475261 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202611475261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1640 FOX ST, WAYZATA, MN 55391-9329 |
| Document Number | 0011475261, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202611475261 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1640 Fox St was $37,552.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Orono City |
| Unified School District | Orono Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,552.00 | $3,271,100 Land $1,800,000 Building $1,471,100 | $3,271,100 Land $1,800,000 Building $1,471,100 |
| 2023 | $31,395.00 Homeowner's exemption | ||
| 2022 | $2,781,000 Land $1,400,000 Building $1,381,000 | $2,781,000 Land $1,400,000 Building $1,381,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1640 Fox St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1640 Fox St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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