1640 FM 1704, Elgin, TX 78621 Property Records

Bastrop County property record for 1640 FM 1704, Elgin, TX 78621

Property Summary

Property Type	General Agricultural/Rural
Details	2,514 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Tax Bill	$4,566 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R12170`

Property Details

APN / Parcel Number

Primary APN	`R12170`
Alternative APN	`O0122653`

Interior

Stories	1 Story
Building Area	2,514 sqft Gross Area
1st Floor Area	1,687 sqft
Upper Floors Area	827 sqft
Utility Area	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Material	Other
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Slab
Porch Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1640 FM 1704
City	ELGIN
State	TX
Zip	78621-5626
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	A60 STANDIFER, JAMES, ACRES 1.0000
Legal Subdivision	STANDIFER, JAMES
Legal Tract	1
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1007
Census Tract	950101

Owner

1640 FM 1704, an agricultural property, is owned by a company that acquired it in October 2023 and is owner-occupied.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	1640 FM 1704, ELGIN, TX 78621-5626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage SECURE ONE CAPITAL CORP
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 20, 2023	Intrafamily Transfer, Transfer
Mar 8, 2018	Vendor's Lien, Transfer · VA Mortgage EXTRACO BANKS NA
Mar 5, 2018	Deed, Transfer · VA Mortgage EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023
Deed Sale	Oct 20, 2023
Prior Sale	Mar 8, 2018 · Amount on File
Deed Document Number	202315837
Prior Transfer Date	Mar 7, 2018
Prior Transfer Doc	201803282
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	1640 FM 1704, ELGIN, TX 78621-5626
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202015062
Date	Sep 4, 2020
Instrument	202015062

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	1640 FM 1704, ELGIN, TX 78621-5626
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107871
Date	Apr 21, 2021
Instrument	202107871

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BASTROP TX
Recording Date	Oct 20, 2023
Property Address	1640 FM 1704, ELGIN, TX 78621-5626
Document Number	0202315837
Instrument Date	Oct 18, 2023
Instrument	202315837
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 FM 1704, ELGIN, TX 78621-5626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1640 FM 1704, ELGIN, TX 78621-5626

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Mar 8, 2018
Property Address	1640 FM 1704, ELGIN, TX 78621-5626
Document Number	201803282
Instrument Date	Mar 7, 2018
Instrument	201803282
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 E ERUNDBERG LBN222, 1401, AUSTIN, TX 78753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 FM 1704, ELGIN, TX 78621-5626

Mortgage

Document Number	201803283
Date	Mar 8, 2018
Instrument	201803283

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BASTROP TX
Recording Date	Mar 5, 2018
Property Address	1640 FM 1704, ELGIN, TX 78621-5626
Document Number	201803282
Map Reference	DOC201608489
Instrument	201803282
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 E RUNDBERG LN TRLR 222, 1401, AUSTIN, TX 78753-4907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 FM 1704, ELGIN, TX 78621-5626

Mortgage

Document Number	201803283
Date	Mar 5, 2018
Instrument	201803283

Lender

Name	EXTRACO BANKS NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,851 Land $23,538 Building $269,313	$292,851 Land $23,538 Building $269,313
2023	$4,566.00 (-15.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$331,029 Land $23,538 Building $307,491	$331,029 Land $23,538 Building $307,491
2022	$5,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1640 FM 1704 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 FM 1704 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: VTX Communications.

Nearby Properties on FM 1704

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures