1640 Edgewater Dr, Morris, IL 60450 Property Records

Grundy County property record for 1640 Edgewater Dr, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1995
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Sep 2019)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-32-452-014`

Property Details

APN / Parcel Number

Primary APN	`02-32-452-014`

Interior

Building Area	1,188 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	1640 EDGEWATER DR
City	MORRIS
State	IL
Zip	60450-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLDERMAN SUB PT LT 27 - BEG NE COR, SE40.55' SW153.47' NW36' NE21.39' NE149.88' TO POB SEC 32-34-7
Legal Range	07W
Legal Township	34N
Legal Section	32
Legal Subdivision	HOLDERMAN SUBDIVISION
Legal Lot Number	27
Jurisdiction	GRUNDY IL
Township / Civil Division	SARATOGA
Census Block Group	4
Census Block	4024
Census Tract	200

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 546, MORRIS, IL 60450-0546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Sep 19, 2019	Warranty Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	2019587293
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1640 EDGEWATER DR, MORRIS, IL 60450-2475
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	LAKESHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000600670
Date	Feb 16, 2021
Instrument	600670

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 19, 2019
Property Address	1640 EDGEWATER DR, MORRIS, IL 60450-2475
Document Number	0000587293
Instrument Date	Sep 18, 2019
Instrument	587293
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1640 EDGEWATER DR MORRIS IL 604502475, MORRIS, IL 60450-2475

Mortgage

Document Number	587294
Date	Sep 19, 2019
Instrument	587294

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Saratoga Township
Municipality	Morris City
Secondary School District	Morris Community High School District 101 (09 - 12)
Elementary School District	Saratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,731.00 (+32.37%)	$65,198 (+18.01%) Land $7,828 Building $57,370	$195,594 (+18.01%) Land $23,484 Building $172,110
2022	$3,574.00 Homeowner's exemption	$55,249 Land $7,840 Building $47,409	$165,747 Land $23,520 Building $142,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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