Citrus County property record for 1640 E Westgate Ln, Hernando, FL 34442 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,637 sqft · built 1996 |
| Lot Size | 1.01 acres (44,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,000 (Apr 2026) |
| Tax Bill | $3,159 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-17-0010-000L0-0070 |
| Primary APN | 19E-18S-17-0010-000L0-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,637 sqft Living Area |
| Gross Area | 3,643 sqft |
| 1st Floor Area | 2,637 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 44,211 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 357 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2358271 |
|---|---|
| Street Address | 1640 E WESTGATE LN |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ESTATES PB 12 PG 49 LOT 7 BLK L |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 17 |
| Legal Subdivision | FAIRVIEW ESTATES |
| Legal Block | L |
| Legal Lot Number | 7 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 450104 |
Source: Citrus County records · APN 19E-18S-17-0010-000L0-0070
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 8TH AVE, CLARENCE, IA 52216-9419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 02, 2026 | Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| Feb 15, 2018 | Warranty Deed, Transfer MANATEE TITLE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2026 · Amount on Record |
| Deed Sale | Apr 02, 2026 · Amount on Record |
| Prior Sale | Apr 01, 1995 · Amount on Record |
| Deed Document Number | 202619141 |
| Deed Book / Page | 3656 / 2422 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 02, 2026 |
| Property Address | 1640 E WESTGATE LN, HERNANDO, FL 34442-4576 |
| Document Number | 0036562422 |
| Book / Page | 3656 / 2422 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202619141 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296,233.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 8TH AVE, CLARENCE, IA 52216-9419 |
| Document Number | 0000019142, |
|---|---|
| Date | Apr 02, 2026 |
| Instrument | 202619142 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 15, 2018 |
| Property Address | 1640 E WESTGATE LN, HERNANDO, FL 34442-4576 |
| Document Number | 0028802199 |
| Book / Page | 002880 / 002199 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 7514 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2018 |
| Title Company | MANATEE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6202 N MISTY OAK TER BEVERLY HILLS FL 344652575, BEVERLY HILLS, FL 34465-2575 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,159.00 (+4.6%) Homeowner's exemption | $237,486 (-40.87%) | $403,472 (+0.45%) Land $33,500 Building $369,972 |
| 2024 | $3,020.00 (+2.44%) Homeowner's exemption Additional exemption filed | $401,667 (+0.34%) Land $33,500 Building $368,167 | $401,667 (+0.34%) Land $33,500 Building $368,167 |
| 2023 | $2,948.00 (+6.77%) Homeowner's exemption Additional exemption filed | $400,293 (+11.21%) Land $31,500 Building $368,793 | $400,293 (+11.21%) Land $31,500 Building $368,793 |
| 2022 | $2,761.00 Homeowner's exemption Additional exemption filed | $359,930 Land $21,500 Building $338,430 | $359,930 Land $21,500 Building $338,430 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,075 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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