1640 E Saint James St, San Jose, CA 95116 Property Records

Santa Clara County property record for 1640 E Saint James St, San Jose, CA 95116

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 4,514 sqft · built 1999
Lot Size	0.252 acres (10,990 sqft)
Owner	2 Company Names on Record
Last Sale	$626,500 (Feb 2024)
Tax Bill	$26,294 (2025)
Deeds & Mortgages	Feb 2024 Sale Nov 2020 Transfer + 1 more
Flood Zone	Zone AH (high risk)
APN	`481-13-074`

Property Details

APN / Parcel Number

Primary APN	`481-13-074`

Interior

Stories	1 Story
Building Area	4,514 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	4,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	10,990 sqft (0.252 acres)
Lot Dimensions	157 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1640 E SAINT JAMES ST
City	SAN JOSE
State	CA
Zip	95116-1251
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Subdivision	NORTH ADD/OBSERVATORY VIEW
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2009
Census Tract	503601

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1640 E SAINT JAMES ST, SAN JOSE, CA 95116-1251
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Grant Deed, Transfer
Nov 10, 2020	Affidavit of Death, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Nov 10, 2020	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Aug 27, 1999 · Amount on Record
Deed Document Number	202425597690
Prior Transfer Date	Nov 3, 2020
Prior Transfer Doc	0024697159
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 13, 2024
Property Address	1640 E SAINT JAMES ST, SAN JOSE, CA 95116-1251
Document Number	0025597690
Map Reference	MB H PG 67
Instrument Date	Feb 8, 2024
Instrument	25597690
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1638 E SAINT JAMES ST # 1640, 1640, SAN JOSE, CA 95116-1251

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 10, 2020
Property Address	1640 E SAINT JAMES ST, SAN JOSE, CA 95116-1251
Document Number	0024697159
Instrument Date	Nov 4, 2020
Instrument	24697159
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 A CALLE LA CUMBRE #B CAMARILLO CA 93010, B, CAMARILLO, CA 93010

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 10, 2020
Property Address	1640 E SAINT JAMES ST, SAN JOSE, CA 95116-1251
Document Number	0024697160
Map Reference	MB H PG 67
Instrument Date	Nov 4, 2020
Instrument	24697160
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1231 CALIE LA CUMBRE #B # B, B, CAMARILLO, CA 93010-2974

Mortgage

Document Number	0024697161
Date	Nov 10, 2020
Instrument	24697161

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,016,359 (+10.75%) Land $1,150,472 Building $865,887
2025	$26,294.00
2023		$1,820,700 Land $1,040,400 Building $780,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	89.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	14 (1980–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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