1640 E Monona Dr, Phoenix, AZ 85024 Property Records

Maricopa County property record for 1640 E Monona Dr, Phoenix, AZ 85024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,089 sqft · built 1996
Lot Size	0.451 acres (19,631 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jul 2016)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2025 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`213-05-173-A`

Property Details

APN / Parcel Number

Primary APN	`213-05-173-A`
Alternative APN	`21305173A6`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,089 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	1,624 sqft
2nd Floor Area	1,465 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	19,631 sqft (0.451 acres)
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1640 E MONONA DR
City	PHOENIX
State	AZ
Zip	85024-4357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SCARLETT CANYON MCR 385-34
Legal Subdivision	SCARLETT CANYON
Legal Lot Number	166
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2017
Census Tract	614900

Owner

Source: Maricopa County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1640 E MONONA DR, PHOENIX, AZ 85024-4357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit WEST FINANCIAL CREDIT UNION
Oct 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 12, 2025	Intrafamily Transfer, Transfer
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2016 · Amount on Record
Deed Sale	Jul 29, 2016 · Amount on Record
Prior Sale	Aug 19, 1996 · Amount on Record
Deed Document Number	2016541179
Last Transfer Date	Jun 20, 2025
Transfer Doc	0000528608
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 14, 2026
Property Address	1640 E MONONA DR, PHOENIX, AZ 85024-4357
Document Number	0000289944
Instrument Date	May 9, 2026
Instrument	2026289944
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 E MONONA DR, PHOENIX, AZ 85024-4357

Mortgage

Document Number	0000289944,
Date	May 14, 2026
Instrument	2026289944

Lender

Name	WEST FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1640 E MONONA DR, PHOENIX, AZ 85024-4357
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 E MONONA DR, PHOENIX, AZ 85024-4357

Mortgage

Document Number	0000577988
Date	Oct 7, 2025
Instrument	20250577988

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 12, 2025
Property Address	1640 E MONONA DR, PHOENIX, AZ 85024-4357
Document Number	0000528608
Map Reference	MB 385 PG 34
Instrument Date	Jun 20, 2025
Instrument	20250528608
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 E MONONA DR, PHOENIX, AZ 85024-4357

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1640 E MONONA DR, PHOENIX, AZ 85024-4357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000935204
Date	Nov 20, 2019
Instrument	20190935204

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,530 (+64%)	$755,300 (+3.66%) Land $151,000 Building $604,300
2025	$4,106.00 (+3.06%)	$46,056 (-38.47%)	$728,600 (-2.66%) Land $145,700 Building $582,900
2024	$3,984.00 (+2.47%)	$74,850	$748,500 Land $149,700 Building $598,800
2023	$3,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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