1640 E Mills Ave, Indianapolis, IN 46227 Property Records

Marion County property record for 1640 E Mills Ave, Indianapolis, IN 46227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,360 sqft · built 1946
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Nov 2020)
Tax Bill	$1,133 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-10-31-128-001.001-501`

Property Details

APN / Parcel Number

Primary APN	`49-10-31-128-001.001-501`
Alternative APNs	`491031128004000574` `5007743`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	680 sqft
Attic	Attic
Attic Area	1,360 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1966
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	112 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1640 E MILLS AVE
City	INDIANAPOLIS
State	IN
Zip	46227-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	RELIABLE REALTY COMPANYS SUB THE FREELAND L1 & L2
Legal Subdivision	RELIABLE REALTY COMPANYS SUB THE FREELAN
Legal Lot Number	1,2
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2014
Census Tract	380502

Owner

1640 E Mills Ave is owned and occupied by an individual who acquired it in February 2025.

Source: Marion County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1640 E MILLS AVE, INDIANAPOLIS, IN 46227-3739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage HUD
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT
Nov 24, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Oct 4, 2017	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	2020138603
Last Transfer Date	Feb 11, 2025
Transfer Doc	0000012668
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1640 E MILLS AVE, INDIANAPOLIS, IN 46227-3739
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063373
Date	Aug 2, 2023
Instrument	A202300063373

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	324 Months
Due	Dec 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1640 E MILLS AVE, INDIANAPOLIS, IN 46227-3739
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036238
Date	Apr 8, 2020
Instrument	A202000036238

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Nov 24, 2020
Property Address	1640 E MILLS AVE, INDIANAPOLIS, IN 46227-3739
Document Number	0000138603
Map Reference	PB 19 PG 26
Instrument Date	Nov 16, 2020
Instrument	A202000138603
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 E MILLS AVE, INDIANAPOLIS, IN 46227-3739

Mortgage

Document Number	0000138604
Date	Nov 24, 2020
Instrument	A202000138604

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000138605
Date	Nov 24, 2020
Instrument	A202000138605

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Nov 16, 2029

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1640 E MILLS AVE, INDIANAPOLIS, IN 46227-3739
Document Number	0000114967
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 E MILLS AVE INDIANAPOLIS IN 462273739, INDIANAPOLIS, IN 46227-3739

Mortgage

Document Number	0000114967
Date	Oct 12, 2017
Instrument	114967

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,100 Land $33,800 Building $95,300	$129,100 Land $33,800 Building $95,300
2024	$1,133.00 (+9.47%)
2023	$1,035.00 (+2.17%)	$112,400 (+4.56%) Land $33,800 Building $78,600	$112,400 (+4.56%) Land $33,800 Building $78,600
2022	$1,013.00	$107,500 Land $33,800 Building $73,700	$107,500 Land $33,800 Building $73,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1640 E Mills Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 E Mills Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity, Xiber.

Nearby Properties on E Mills Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures