1640 Dutch Fork Rd, Irmo, SC 29063 Property Records

Richland County property record for 1640 Dutch Fork Rd, Irmo, SC 29063

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,753 sqft · built 1945
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Mar 2023)
Tax Bill	$5,401 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2023 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02412-01-04`

Property Details

APN / Parcel Number

Primary APN	`02412-01-04`
Alternative APNs	`R02412-01-04` `00017341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,753 sqft Total Area
1st Floor Area	1,400 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	491 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00017341
Street Address	1640 DUTCH FORK RD
City	IRMO
State	SC
Zip	29063-8828
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GC
Legal Description	LOT 105 100X545.9X107.1X507.6 #SU #PR J-8 RB2260-1907
Legal Subdivision	IRMO WHITEROCK BALLENTINE
Legal Lot Number	100,105
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2072
Census Tract	10311

Owner

1640 Dutch Fork Rd, a commercial property, is owned by two individuals who bought it in March 2023.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 FORTY LOVE PT, CHAPIN, SC 29036-8809
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit SECURITY FEDERAL BANK
Mar 9, 2023	Deed, Construction Loan · Construction Mortgage CHASON FAMILY REVOCABLE LIVING TRUS
Nov 18, 2020	Deed in Lieu of Foreclosure, Foreclosure NOT AVAILABLE
May 14, 2019	Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BK
Nov 17, 2017	Grant Deed, Transfer · Conventional with PMI CHASON FAMILY TRUST (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Nov 17, 2017 · Amount on File
Deed Document Number	20239521
Deed Book / Page	2820 / 537
Prior Transfer Date	Oct 31, 2016
Prior Transfer Doc	0021643760
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1640 DUTCH FORK RD, IRMO, SC 29063-8828
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 FORTY LOVE PT, CHAPIN, SC 29036-8809

Mortgage

Document Number	0028931457
Date	Jan 17, 2024
Book Page	2893/1457
Instrument	2024002382

Lender

Name	SECURITY FEDERAL BANK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 10, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 9, 2023
Property Address	1640 DUTCH FORK RD, IRMO, SC 29063-8828
Document Number	0028200537
Book / Page	2820 / 537
Map Reference	MB J PG 8
Instrument Date	Mar 7, 2023
Instrument	2023009521
Transaction Type	Construction Loan
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 FORTY LOVE PT, CHAPIN, SC 29036-8809

Mortgage

Document Number	2023009522
Date	Mar 9, 2023
Instrument	2023009522

Lender

Name	CHASON FAMILY REVOCABLE LIVING TRUS
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	RICHLAND SC
Recording Date	Nov 18, 2020
Property Address	1640 DUTCH FORK RD, IRMO, SC 29063-8828
Document Number	2522/2403
Book / Page	002522 / 002403
Instrument Date	Nov 4, 2020
Instrument	63090
Transaction Type	Foreclosure
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 3 BALLENTINE SC 290020003, BALLENTINE, SC 29002-0003

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1640 DUTCH FORK RD, IRMO, SC 29063-8828
Document Number	2396/1978
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 504 LEXINGTON SC 290710504, LEXINGTON, SC 29071-0504

Mortgage

Document Number	2396/1978
Date	May 24, 2019
Book Page	002396/001978
Instrument	36419

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 17, 2017
Property Address	1640 DUTCH FORK RD, IRMO, SC 29063-8828
Document Number	2260/1910
Book / Page	002260 / 001910
Instrument Date	Nov 3, 2017
Instrument	87145
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 PRESQUE ISLE RD LEXINGTON SC 290727767, LEXINGTON, SC 29072-7767

Mortgage

Document Number	2260/1915
Date	Nov 17, 2017
Book Page	002260/001915
Instrument	87147

Lender

Name	CHASON FAMILY TRUST (RT)
Address	PO BOX 3, BALLENTINE, SC 29002-0003

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Dutch Fork Rd was $5,401.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,401.00		$245,000 (-) Land $184,500 Building $60,500
2024		$183,800	$245,000 (+48.39%) Land $184,500 Building $60,500
2023	$4,840.00		$165,100
2021	$4,625.00	$9,910	$165,100 Land $105,400 Building $59,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1640 Dutch Fork Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Dutch Fork Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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