Mecklenburg County property record for 1640 Dilworth Rd E, Charlotte, NC 28203
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,227 sqft · built 1939 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,040,000 (Nov 2017) |
| Tax Bill | $11,315 (2024) |
| Deeds & Mortgages | Jan 2019 Line of Credit Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-112-10 |
| Primary APN | 123-112-10 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,227 sqft Living Area |
| 1st Floor Area | 1,909 sqft |
| Upper Floors Area | 1,677 sqft |
| Basement Area | 399 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 342 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 799 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 1640 DILWORTH RD E |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28203-5210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 (HD) |
| Legal Description | L6 B43 M3-397 |
| Legal Subdivision | DILWORTH |
| Legal Block | 43 |
| Legal Lot Number | 6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Dilworth Historic District listed 1987 · 1,372 contributing resources · NRIS 87000610 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1640 DILWORTH RD E, CHARLOTTE, NC 28203-5210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 16, 2017 | Warranty Deed, Transfer · ARM NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on Record |
| Deed Sale | Nov 16, 2017 · Amount on Record |
| Prior Sale | Mar 3, 2008 · Amount on Record |
| Deed Document Number | 2017155612 |
| Deed Book / Page | 32278 / 819 |
| Prior Transfer Date | Dec 18, 2003 |
| Prior Transfer Doc | 0000306374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1640 DILWORTH RD E, CHARLOTTE, NC 28203-5210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000542 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 33208/213 |
| Instrument | 2019000542 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 16, 2017 |
| Property Address | 1640 DILWORTH RD E, CHARLOTTE, NC 28203-5210 |
| Document Number | 0000155612 |
| Book / Page | 32278 / 819 |
| Map Reference | MB3 PG397 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 2017155612 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1365 OLD WOODBINE RD, 1365, ATLANTA, GA 30319-1039 |
| Name | Verified Name |
|---|---|
| Address | 1640 DILWORTH RD E, CHARLOTTE, NC 28203-5210 |
| Document Number | 0000155613 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 2017155613 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,565,100 Land $562,500 Building $1,002,600 | $1,565,100 Land $562,500 Building $1,002,600 | |
| 2024 | $11,315.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1978–2009) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | May 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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