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1640 Denkinger Rd, Concord, CA 94521 Property Records

Contra Costa County property record for 1640 Denkinger Rd, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,179 sqft · built 1984
Lot Size0.09 acres (3,910 sqft)
Owner2 Individual Names on Record
Tax Bill$3,335 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN115-272-031-2

Property Details

APN / Parcel Number

Primary APN115-272-031-2
Alternative APN
  • 115-272-031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,179 sqft Living Area
1st Floor Area1,179 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Lot Area3,910 sqft (0.09 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1640 DENKINGER RD
CityCONCORD
StateCA
Zip94521-1150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionT06152 L0004 B
Legal SubdivisionSUBDIVISION 6152
Legal Tract06152
Legal Lot Number4
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group4
Census Block4008
Census Tract333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1640 DENKINGER RD, CONCORD, CA 94521-1150
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Apr 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
PATELCO CU
Mar 29, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 10, 1993
Transfer Doc0000007285
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Recording DateJun 25, 2026
Property Address1640 DENKINGER RD, CONCORD, CA 94521-1150
Document Number0000066765
Instrument DateJun 18, 2026
Instrument202666765
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1640 DENKINGER RD, CONCORD, CA 94521-1150

Mortgage

Document Number0000066765,
DateJun 25, 2026
Instrument202666765
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.51%
Max Rate-1%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1640 DENKINGER RD, CONCORD, CA 94521-1150
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048163
DateApr 8, 2019
Instrument2019-048163
Lender
NamePATELCO CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1640 DENKINGER RD, CONCORD, CA 94521-1150
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 DENKINGER RD, CONCORD, CA 94521-1150

Mortgage

Document Number0000093135
DateMar 29, 2021
Instrument2021-093135
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$222,876 (+2%) Land $84,503 Building $138,373
2025$3,335.00 (+5.77%) Homeowner's exemption$218,507 (+4.04%) Land $82,847 Building $135,660
2023$3,153.00 (+2.07%) Homeowner's exemption$210,024 Land $79,631 Building $130,393
2022$3,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Unwired
Fixed Wireless		300 / 25
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Sonic Telecom, Verizon.

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