1640 Cotton Patch Rd SW, Shallotte, NC 28470 Property Records

Brunswick County property record for 1640 Cotton Patch Rd SW, Shallotte, NC 28470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,840 sqft · built 2024
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Sep 2020)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`230PE02301`

Property Details

APN / Parcel Number

Primary APN	`230PE02301`
Alternative APNs	`108619619148` `80100678`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,840 sqft Heated Area
Gross Area	3,334 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Shingle
Lot Area	71,003 sqft (1.63 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80100678
Street Address	1640 COTTON PATCH RD SW
City	SHALLOTTE
State	NC
Zip	28470-5551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	TR-1 1.63AC OLD MOFFITT EST PL 75/33 SR 1150
Legal Subdivision	MOFFITT ESTATES
Legal Tract	1
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	2
Census Block	2019
Census Tract	20511

Owner

1640 Cotton Patch Rd SW is owned and occupied by two individuals who bought it in September 2020.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1640 COTTON PATCH RD SW, SHALLOTTE, NC 28470-5551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit AGSOUTH FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Deed Book / Page	4452 / 778
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1640 COTTON PATCH RD SW, SHALLOTTE, NC 28470-5551
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 COTTON PATCH RD SW, SHALLOTTE, NC 28470-5551

Mortgage

Document Number	0054330207
Date	Oct 3, 2025
Book Page	5433/207

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1640 COTTON PATCH RD SW, SHALLOTTE, NC 28470-5551
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050751317
Date	Sep 20, 2023
Book Page	5075/1317

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	373 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Cotton Patch Rd SW was $1,267.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,190 (+48.79%) Land $53,490 Building $410,700	$464,190 (+48.79%) Land $53,490 Building $410,700
2025	$1,267.00	$311,980 Land $53,490 Building $258,490	$311,980 Land $53,490 Building $258,490
2023		$53,490 Land $53,490	$53,490 Land $53,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1640 Cotton Patch Rd SW in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	24 (1989–2020)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Isaias, Aug 2020 · 3 claims Hurricane Florence, Sep 2018 · 5 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Cotton Patch Rd SW is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cotton Patch Rd SW

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