Ramsey County property record for 1640 Cope Ave E, Maplewood, MN 55109
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,509 sqft · built 1983 |
| Lot Size | 0.3 acres (1,307 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,900 (Dec 2009) |
| Tax Bill | $3,266 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-29-22-43-0104 |
| Primary APN | 10-29-22-43-0104 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,009 sqft Living Area |
| 1st Floor Area | 1,009 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 1,307 sqft (0.3 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 641746 |
|---|---|
| Street Address | 1640 COPE AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-2655 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CIC NO 452 MAPLE PARK SHORES LOT 3 BLK 2 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 10 |
| Legal Subdivision | CIC NO 452 MAPLE PARK SHORES |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 42402 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1640 COPE AVE E, SAINT PAUL, MN 55109-2655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 6, 2020 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Sep 17, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2009 · Amount on Record |
| Deed Sale | Dec 8, 2009 · Amount on Record |
| Prior Sale | Nov 5, 2009 · Amount on Record |
| Deed Document Number | 2009380180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1640 COPE AVE E, MAPLEWOOD, MN 55109-2655 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0T02733796 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | T02733796 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1640 COPE AVE E, MAPLEWOOD, MN 55109-2655 |
| Document Number | 0004809004 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 640 COPE AVE E ST PAUL MN 55109, ST PAUL, MN 55109 |
| Document Number | 0004809004 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 4809004 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1640 COPE AVE E, MAPLEWOOD, MN 55109-2655 |
| Document Number | 0002631792 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1640 COPE AVE E ST PAUL MN 551092655, ST PAUL, MN 55109-2655 |
| Document Number | 0002631792 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 2631792 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Rate | 4.87% |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Maplewood City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,000 (+10.42%) Land $50,000 Building $200,000 | $250,000 (+10.42%) Land $50,000 Building $200,000 | |
| 2025 | $3,266.00 (+11.62%) | ||
| 2023 | $2,926.00 Homeowner's exemption | $226,400 Land $50,000 Building $176,400 | $226,400 Land $50,000 Building $176,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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