1640 Columbia Ave, Norfolk, VA 23509 Property Records

Norfolk City property record for 1640 Columbia Ave, Norfolk, VA 23509

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,782 sqft · built 2019
Lot Size0.117 acres (5,101 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (May 2023)
Tax Bill$6,913 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
APN35429403

Property Details

APN / Parcel Number

Primary APN35429403

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,782 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,101 sqft (0.117 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address1640 COLUMBIA AVE
CityNORFOLK
StateVA
Zip23509-1240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24, BLK 7
Legal SubdivisionWINONA
Legal Block7
Legal Lot Number24
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group1
Census Block1001
Census Tract3000

Owner

1640 Columbia Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Norfolk City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1640 COLUMBIA AVE, NORFOLK, VA 23509-1240
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2023Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE LLC
Apr 28, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 17, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2023 · Amount on File
Deed SaleMay 3, 2023 · Amount on File
Prior SaleJun 17, 2018 · Amount on File
Deed Document Number20237284
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateMay 3, 2023
Property Address1640 COLUMBIA AVE, NORFOLK, VA 23509-1240
Document Number0230007284
Instrument DateMay 1, 2023
Instrument230007284
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 COLUMBIA AVE, NORFOLK, VA 23509-1240

Mortgage

Document Number0230007285
DateMay 3, 2023
Instrument230007285
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address1640 COLUMBIA AVE, NORFOLK, VA 23509-1240
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyKNOWLEDGE SPLICE SERVICES, KNOWLEDGE SPLICE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210013167
DateApr 28, 2021
Instrument210013167
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.25%

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateJun 17, 2018
Property Address1640 COLUMBIA AVE, NORFOLK, VA 23509-1240
Document Number190011344
Instrument DateJun 11, 2018
Instrument190011344
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 COLUMBIA AVE, NORFOLK, VA 23509-1240

Mortgage

Document Number190011345
DateJun 17, 2018
Instrument190011345
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1640 Columbia Ave was $6,913, up 4.4% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,913.00 (+4.41%)$553,100 (+2.75%) Land $98,500 Building $454,600$553,100 (+2.75%) Land $98,500 Building $454,600
2025$6,621.00$538,300 Land $98,500 Building $439,800$538,300 Land $98,500 Building $439,800
2023$6,140.00$491,200 Land $98,500 Building $392,700$491,200 Land $98,500 Building $392,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1640 Columbia Ave; there have been 87 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 142 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies142 in force
Nearby Flood Claims87 (1982–2026)
Claims Outside the SFHA22 of 87
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 13 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 15 claims
  • Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Columbia Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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