1640 Co Rd 16, Florence, AL 35633 Property Records

Lauderdale County property record for 1640 Co Rd 16, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,136 sqft · built 1999
Lot Size	7.69 acres (335,412 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Aug 2024)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-08-27-0-000-008-001`

Property Details

APN / Parcel Number

Primary APN	`14-08-27-0-000-008-001`
Alternative APNs	`103258` `010677` `110033` `68740`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,136 sqft Living Area
1st Floor Area	2,274 sqft
2nd Floor Area	862 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	335,412 sqft (7.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	110033
Street Address	1640 COUNTY ROAD 16
City	FLORENCE
State	AL
Zip	35633-2599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	8.04 AC/D (7.7 AC/C) BEING PT OF NW 1/4 OF NE 1/4 SEC 27 T2S R12W
Legal Range	12W
Legal Township	02S
Legal Section	27
Jurisdiction	LAUDERDALE AL
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3026
Census Tract	11200

Owner

1640 Co Rd 16 is owned and occupied by an individual who bought it in August 2024.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1640 COUNTY ROAD 16, FLORENCE, AL 35633-2599
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Aug 8, 2022 · Amount on File
Deed Document Number	0202433895
Deed Book / Page	2024 / 33895
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 8, 2022
Property Address	1640 COUNTY ROAD 16, FLORENCE, AL 35633-2599
Document Number	2022/43927
Book / Page	2022 / 43927
Instrument Date	Aug 3, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 CAMELOT WAY, 222, FLORENCE, AL 35633-4186

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1640 COUNTY ROAD 16, FLORENCE, AL 35633-2599

Mortgage

Document Number	202243929202243929
Date	Aug 8, 2022
Instrument	2022/43929202243929

Lender

Name	CHURCHILL MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Co Rd 16 was $1,453 with a homeowner's exemption, up 2.9% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,453.00 (+2.9%) Homeowner's exemption	$43,180 (+2.81%)	$431,600 (+2.78%) Land $84,700 Building $346,900
2024	$1,412.00 (-45.29%) Homeowner's exemption	$42,000 (+381.65%) Land $7,340 Building $34,660	$419,920 (+3.66%) Land $73,300 Building $346,620
2023	$2,581.00 (+206.17%)	$8,720 (-73.45%) Land $8,720	$405,100 (+23.39%) Land $87,100 Building $318,000
2022	$843.00 Homeowner's exemption Senior Citizen's exemption	$32,840	$328,300 Land $50,400 Building $277,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1640 Co Rd 16 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Co Rd 16 is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20