1640 Biscayne Bay Cir, Jacksonville, FL 32218 Property Records

Duval County property record for 1640 Biscayne Bay Cir, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,588 sqft · built 2007
Lot Size	0.043 acres (1,866 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Feb 2013)
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019701-3925`

Property Details

APN / Parcel Number

Primary APN	`019701-3925`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,588 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	668 sqft
Upper Floors Area	920 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,866 sqft (0.043 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1640 BISCAYNE BAY CIR
City	JACKSONVILLE
State	FL
Zip	32218-8670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-C
Legal Description	59-49 38-1N-26E .05 BISCAYNE BAY UNIT 2 LOT 175
Legal Range	26E
Legal Township	01N
Legal Section	38
Legal Subdivision	BISCAYNE BAY UNIT 2
Legal Block	1
Legal Lot Number	175
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1003
Census Tract	10305

Owner

1640 Biscayne Bay Cir is owned and occupied by two individuals who bought it in February 2013.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1640 BISCAYNE BAY CIR, JACKSONVILLE, FL 32218-8670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2013 · Amount on File
Deed Sale	Feb 26, 2013 · Amount on File
Prior Sale	May 18, 2010
Deed Document Number	201349549
Deed Book / Page	16267 / 1581
Prior Transfer Date	May 17, 2010
Prior Transfer Doc	0152472141
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1640 BISCAYNE BAY CIR, JACKSONVILLE, FL 32218-8670
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 BISCAYNE BAY CIR, JACKSONVILLE, FL 32218-8670

Mortgage

Document Number	0216591793
Date	Oct 20, 2025
Book Page	21659/1793
Instrument	2025242390

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1640 BISCAYNE BAY CIR, JACKSONVILLE, FL 32218-8670
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	TITLE AMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179641786
Date	May 1, 2017
Book Page	17964/1786
Instrument	2017100107

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Biscayne Bay Cir was $1,023 with a homeowner's exemption, up 24.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,945 (+2.7%)	$179,242 (-6.62%) Land $35,000 Building $144,242
2025	$1,023.00 (+24.45%) Homeowner's exemption	$79,791	$191,941 Land $45,000 Building $146,941
2024	$822.00 (+4.45%)
2023	$787.00 (+8.7%) Homeowner's exemption	$75,285 (+3%)	$190,554 (+27.37%) Land $35,000 Building $155,554
2022	$724.00 Homeowner's exemption	$73,093	$149,609 Land $22,500 Building $127,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1640 Biscayne Bay Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Biscayne Bay Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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