1640 Birch Dr, Pinconning, MI 48650 Property Records

Bay County property record for 1640 Birch Dr, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,567 sqft · built 2002
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on File
Last Sale	$22,500 (Oct 2000)
Tax Bill	$3,709 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-015-100-060-00`

Property Details

APN / Parcel Number

Primary APN	`040-015-100-060-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	1,567 sqft
Basement Area	1,567 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	110,207 sqft (2.53 acres)
Lot Dimensions	337 ft deep x 325 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1640 BIRCH DR
City	PINCONNING
State	MI
Zip	48650-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	COM 1286.9 FT E & N 326.40 FT OF W 1/4 COR OF SEC TH N 326.40 FT TH E 335.99 FT TH S 326.40 FT TH W 339.81 FT TO BEG.
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3034
Census Tract	286200

Owner

1640 Birch Dr is owned and occupied by an individual who acquired it in August 2023.

Source: Bay County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1640 BIRCH DR, PINCONNING, MI 48650-9519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CREDIT UNION
Aug 25, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2000 · Amount on File
Deed Sale	Oct 26, 2000 · Amount on File
Deed Book / Page	1714 / 474
Last Transfer Date	Aug 14, 2023
Transfer Doc	0000009652
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Jun 15, 2026
Property Address	1640 BIRCH DR, PINCONNING, MI 48650-9519
Document Number	0000007983
Instrument Date	Jun 9, 2026
Instrument	20267983
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 BIRCH DR, PINCONNING, MI 48650-9519

Mortgage

Document Number	0000007983,
Date	Jun 15, 2026
Instrument	20267983

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Aug 25, 2023
Property Address	1640 BIRCH DR, PINCONNING, MI 48650-9519
Document Number	0000009652
Instrument Date	Aug 14, 2023
Instrument	202309652
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 BIRCH DR, PINCONNING, MI 48650-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 BIRCH DR, PINCONNING, MI 48650-9519

Tax Assessment & Valuation

The 2026 property tax bill for 1640 Birch Dr was $3,709 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,709.00 Homeowner's exemption	$173,000	$346,000
2023		$124,000	$248,000
2022	$3,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1640 Birch Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1986–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Birch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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