Pasco County property record for 1640 Baker Rd, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,448 sqft · built 1986 |
| Lot Size | 0.158 acres (6,902 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Mar 2023) |
| Tax Bill | $4,795 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-26-19-0010-00000-0630 |
| Primary APN | 33-26-19-0010-00000-0630 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 1,448 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,902 sqft (0.158 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1640 BAKER RD |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33559-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CARPENTERS RUN PHASE 1 PB 24 PGS 122-124 LOT 63 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 33 |
| Legal Subdivision | CARPENTERS RUN |
| Legal Tract | 10 |
| Legal Lot Number | 63 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 32014 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1640 BAKER RD, LUTZ, FL 33559-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Dec 15, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on Record |
| Deed Sale | Mar 8, 2023 · Amount on Record |
| Deed Document Number | 202339706 |
| Deed Book / Page | 10777 / 1964 |
| Last Transfer Date | Dec 11, 2025 |
| Transfer Doc | 0113320009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 15, 2025 |
| Property Address | 1640 BAKER RD, LUTZ, FL 33559-3329 |
| Document Number | 0113320009 |
| Book / Page | 11332 / 9 |
| Map Reference | MB 24 PG 122 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025233633 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1640 BAKER RD, LUTZ, FL 33559-3329 |
| Name | Verified Name |
|---|---|
| Address | 1640 BAKER RD, LUTZ, FL 33559-3329 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 8, 2023 |
| Property Address | 1640 BAKER RD, LUTZ, FL 33559-3329 |
| Document Number | 0107771964 |
| Book / Page | 10777 / 1964 |
| Map Reference | MB 24 PG 122 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023039706 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 204, DUCKTOWN, TN 37326-0204 |
| Name | Verified Name |
|---|---|
| Address | 1640 BAKER RD, LUTZ, FL 33559-3329 |
| Document Number | 0107771965 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 10777/1965 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,280 (-0.53%) Land $64,201 Building $207,079 | $271,280 (-0.53%) Land $64,201 Building $207,079 | |
| 2025 | $4,795.00 (-1.92%) | $272,716 (+162.88%) Land $64,201 Building $208,515 | $272,716 (-0.41%) Land $64,201 Building $208,515 |
| 2024 | $4,889.00 (+287.4%) | ||
| 2023 | $1,262.00 (+12.58%) Additional exemption filed | $103,740 (+3%) Land $47,084 Building $56,656 | $273,831 (+20.51%) Land $47,084 Building $226,747 |
| 2022 | $1,121.00 Homeowner's exemption | $100,720 Land $39,246 Building $61,474 | $227,233 Land $39,246 Building $187,987 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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