1640 5th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1640 5th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 978 sqft · built 1959
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Jan 2026)
Tax Bill	$2,041 (2023)
Deeds & Mortgages	Dec 2005 Mortgage Jun 2016 Line of Credit + 2 more
APN	`1943-01-0-01053-006-0041`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-01053-006-0041`
Alternative APN	`010064249`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
1st Floor Area	978 sqft
Basement Area	978 sqft
Finished Basement	880 sqft
Unfinished Basement	978 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1640 5TH ST
City	GERING
State	NE
Zip	69341-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 9, BLK 6, SUMNER-SMITH ADD
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	SUMNER-SMITH ADD
Legal Block	6
Legal Lot Number	9
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	1
Census Block	1044
Census Tract	953800

Owner

1640 5th St is owned and occupied by two individuals who bought it in January 2026.

Source: Scotts Bluff County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1640 5TH ST, GERING, NE 69341-3123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2005	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY NATIONAL BANK
Jun 30, 2016	Deed of Trust, Mortgage · Line of Credit PLATTE VALLEY BANK
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage PLATTE VALLEY BANK
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Oct 18, 2022 · Amount on File
Deed Document Number	2026171
Record Updated	Oct 29, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1640 5TH ST, GERING, NE 69341-3123
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020058828
Date	Dec 7, 2005
Instrument	2005-8828

Lender

Name	PLATTE VALLEY NATIONAL BANK
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1640 5TH ST, GERING, NE 69341-3123
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020163628
Date	Jun 30, 2016
Instrument	2016-3628

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69363

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jan 13, 2026
Property Address	1640 5TH ST, GERING, NE 69341-3123
Document Number	0002026171
Instrument Date	Jan 8, 2026
Instrument	2026-171
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.52
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0002026172
Date	Jan 13, 2026
Instrument	2026-172

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Oct 18, 2022
Property Address	1640 5TH ST, GERING, NE 69341-3123
Document Number	0020225251
Instrument Date	Oct 9, 2022
Instrument	2022-5251
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	JLT SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020225252
Date	Oct 18, 2022
Instrument	2022-5252

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,925 (+29.9%) Land $19,500 Building $144,425	$163,925 (+29.9%) Land $19,500 Building $144,425
2025	Homeowner's exemption	$126,195 Land $19,500 Building $106,695	$126,195 Land $19,500 Building $106,695
2023	$2,041.00	$86,626 Land $7,799 Building $78,827	$86,626 Land $7,799 Building $78,827

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1640 5th St; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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