1640 48th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 1640 48th St, Sacramento, CA 95819 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 880 sqft · built 1922
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Feb 2026)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Feb 2026 Sale Oct 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`008-0474-007-0000`

Property Details

APN / Parcel Number

Primary APN	`008-0474-007-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1640 48TH ST
City	SACRAMENTO
State	CA
Zip	95819-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHLEY PLACE, LOT 55
Legal Subdivision	SCHLEY PLACE
Legal Lot Number	55
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1008
Census Tract	1602

Owner

Source: Sacramento County records · APN 008-0474-007-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1640 48TH ST, SACRAMENTO, CA 95819-4420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Oct 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jan 07, 2022	Intrafamily Transfer, Transfer
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Sep 12, 2017	Deed of Trust, Mortgage · Conventional with PMI LADERA LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Sep 30, 2005 · Amount on Record
Deed Book / Page	20260210 / 707
Prior Transfer Date	Jan 05, 2022
Prior Transfer Doc	2022000171
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 10, 2026
Property Address	1640 48TH ST, SACRAMENTO, CA 95819-4420
Document Number	0000000707
Map Reference	MB 8 MAP 1
Instrument Date	Feb 09, 2026
Instrument	202602100707
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1640 48TH ST, SACRAMENTO, CA 95819-4420

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1640 48TH ST, SACRAMENTO, CA 95819-4420
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 48TH ST, SACRAMENTO, CA 95819-4420

Mortgage

Document Number	0000000988
Date	Oct 20, 2025
Instrument	202510200988

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1640 48TH ST, SACRAMENTO, CA 95819-4420
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 48TH ST, SACRAMENTO, CA 95819-4420

Mortgage

Document Number	0000001368
Date	Oct 04, 2021
Instrument	2021100401368

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 07, 2022
Property Address	1640 48TH ST, SACRAMENTO, CA 95819-4420
Document Number	0000000171
Map Reference	MB 8 MAP 1
Instrument Date	Jan 05, 2022
Instrument	2022010700171
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1640 48TH ST, SACRAMENTO, CA 95819-4420

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1640 48TH ST, SACRAMENTO, CA 95819-4420
Document Number	2008241002
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 04, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1640 48TH ST SACRAMENTO CA 958194420, SACRAMENTO, CA 95819-4420

Mortgage

Document Number	2008241002
Date	Aug 24, 2020
Instrument	2008241002

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1640 48TH ST, SACRAMENTO, CA 95819-4420
Document Number	1709220017
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1640 48TH ST SACRAMENTO CA 958194420, SACRAMENTO, CA 95819-4420

Mortgage

Document Number	1709220017
Date	Sep 22, 2017
Instrument	1709220017

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$557,405 (+2%) Land $348,470 Building $208,935
2025	$6,337.00 (+1.46%) Homeowner's exemption	$546,477 (+4.04%) Land $341,638 Building $204,839
2024	$6,246.00 (+2.44%)
2023	$6,097.00 (+1.74%) Homeowner's exemption	$525,259 Land $328,373 Building $196,886
2022	$5,993.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670016021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	44 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 706 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
UnWired Broadband Holding	Fixed Wireless (unlicensed)	200 / 25
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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