164 Zellner Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 164 Zellner Rd, Summit, NY 12175 · Last verified May 2026

Property Highlights

Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Raised Ranch
Year Built	Built 1993
Square Footage	1,500 sqft Living Area
Lot Size	259,618 sqft (5.96 acres)
Garage	Basement
Last Sale	$244,500 (2020)
Tax Bill	$5,373.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434800 123.-2-1`
Alternative APNs	`480012300000020010000000` `545J182015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,500 sqft Living Area
1st Floor	1,500 sqft 1st Floor
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	259,618 sqft (5.96 acres)
Lot Width	255 ft Width
Garage Type	Basement Garage
Porch Area	650 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	545J182015
Street Address	164 ZELLNER RD
City	SUMMIT
State	NY
Zip	12175
Property Usage	Other Property Usage
Type	Unknown
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	SUMMIT
Census Blockgroup	1
Census Block	1032
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 123.-2-1

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 73, SUMMIT, NY 12175-0073
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2020 · Amount on Record
Deed Sale	Dec 09, 2020 · Amount on Record
Prior Sale	Sep 28, 2009 · Amount on Record
Deed Doc Number	2020782638
Deed Book / Page	1126 / 217
Record Refreshed	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Dec 09, 2020
Property Address	164 ZELLNER RD, SUMMIT, NY 12175
Document Number	001126/217
Book / Page	1126 / 217
Instrument Date	Oct 16, 2020
Instrument	782638
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 TOWNLINE RD, NANUET, NY 10954-3728

Mortgage

Document Number	0000782639
Date	Dec 09, 2020
Instrument	782639

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,373.00 (-9.68%)	$81,000 (-) Land $12,500 Building $68,500	$210,390 (+11.04%) Land $32,468 Building $177,922
2023		$81,000 Land $12,500 Building $68,500	$189,474 Land $29,240 Building $160,234
2020	$5,949.00

Flood & Wildfire

164 Zellner Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.