164 Wise Ln, Oriental, NC 28571 Property Records

Pamlico County property record for 164 Wise Ln, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,853 sqft · built 2005
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (May 1997)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`H091-129`

Property Details

APN / Parcel Number

Primary APN	`H091-129`
Alternative APNs	`6476059023000` `32130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,853 sqft Finished Area
Basement Area	916 sqft
Unfinished Basement	916 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,589 sqft (0.289 acres)
Porch	Slab
Porch Area	96 sqft
Deck Area	832 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	32130
Street Address	164 WISE LN
City	ORIENTAL
State	NC
Zip	28571-9813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMP JO JANE END 1350 ON CREEK 0012392 6476059023000
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	950203

Owner

Source: Pamlico County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2309 DEVILS RACETRACK RD, FOUR OAKS, NC 27524-9321
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit KS BANK INC
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KS BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 1997 · Amount on Record
Deed Sale	May 22, 1997 · Amount on Record
Deed Book / Page	323 / 6
Last Transfer Date	Feb 24, 2011
Transfer Doc	553/428
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	164 WISE LN, ORIENTAL, NC 28571-9813
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	675/461
Date	Feb 5, 2021
Book Page	675/461

Lender

Name	KS BANK INC
Type	Bank
Address	SMITHFIELD, NC 27577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 4, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	164 WISE LN, ORIENTAL, NC 28571-9813
Transaction Type	Mortgage
Record Updated	Mar 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	658/245
Date	Feb 24, 2020
Book Page	658/245

Lender

Name	KS BANK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+2.94%)	$256,593 (-) Land $49,419 Building $207,174	$256,593 (-) Land $49,419 Building $207,174
2023	$1,732.00	$256,593 Land $49,419 Building $207,174	$256,593 Land $49,419 Building $207,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	29 (1999–2018)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 21 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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