164 Wingate Dr, Troy, MO 63379 Property Records

Lincoln County property record for 164 Wingate Dr, Troy, MO 63379 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,513 sqft · built 2006
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-026.031`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-026.031`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,513 sqft Living Area
Basement Area	1,513 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	164 WINGATE DR
City	TROY
State	MO
Zip	63379-3978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 WINGATE ESTATES
Legal Range	01W
Legal Township	49
Legal Section	33
Legal Subdivision	WINGATE
Legal Lot Number	31
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1031
Census Tract	810203

Owner

Source: Lincoln County records · APN 15-80-33-000-000-026.031

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	164 WINGATE DR, TROY, MO 63379-3978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 01, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 31, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2020
Deed Sale	Jul 31, 2020
Prior Sale	Jul 21, 2006
Deed Document Number	2020008302
Deed Book / Page	2450 / 258
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	164 WINGATE DR, TROY, MO 63379-3978
Transaction Type	Mortgage
Record Updated	Oct 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 WINGATE DR, TROY, MO 63379-3978

Mortgage

Document Number	002492/717
Date	Aug 07, 2023
Book Page	2492/717
Instrument	2023005942

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Sep 01, 2023

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	164 WINGATE DR, TROY, MO 63379-3978
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2411/0557
Date	Jun 01, 2017
Book Page	2411/0557
Instrument	2017005002

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2032

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 31, 2020
Property Address	164 WINGATE DR, TROY, MO 63379-3978
Document Number	2450/258
Book / Page	2450 / 258
Map Reference	MB 13 PG 140
Instrument Date	Jul 29, 2020
Instrument	2020008302
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 WINGATE DR, 164, TROY, MO 63379-3978

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	164 WINGATE DR, TROY, MO 63379-3978

Mortgage

Document Number	2020008303
Date	Jul 31, 2020
Instrument	2020008303

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,580.00 (+6.3%)	$41,072 (+7.64%) Land $4,438 Building $36,634	$216,170 (+7.64%) Land $23,360 Building $192,810
2023	$2,427.00 (+5.94%)	$38,158 Land $3,806 Building $34,352	$200,830 Land $20,030 Building $180,800
2022	$2,291.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015, other causes, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 23% of Missouri
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: SysTec Wireless Communications, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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