164 Windgate Dr, Unit 2C, Sunrise Beach, MO 65079 Property Records

Camden County property record for 164 Windgate Dr, Unit 2C, Sunrise Beach, MO 65079

Property Summary

Property Type	Condominium
Details	1 ba · 1,367 sqft · built 2002
Owner	2 Trust Names on File
Last Sale	$237,500 (Jul 2022)
Tax Bill	$1,369 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07 3.0 05.1 000.0 011 001.112`

Property Details

APN / Parcel Number

Primary APN	`07 3.0 05.1 000.0 011 001.112`

Interior

Full Baths	1 Bath
Units	16 Units
Building Area	1,367 sqft Gross Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	164 WINDGATE DR, 2C
City	SUNRISE BEACH
State	MO
Zip	65079-3601
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 123 - BLDG 100
Legal Range	17W
Legal Township	39N
Legal Section	05
Legal Subdivision	WINDGATE ON THE LAKE CONDO 5TH ADD
Legal Unit	123
Jurisdiction	CAMDEN MO
Township / Civil Division	JASPER
Census Block Group	1
Census Block	1028
Census Tract	951202

Owner

164 Windgate Dr, Unit 2C is held in a trust since August 2023.

Source: Camden County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	164 WINDGATE DR, 2B, SUNRISE BEACH, MO 65079-3601
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Last Transfer Date	Aug 15, 2023
Transfer Doc	0888000847
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Jul 1, 2022
Property Address	164 WINDGATE DR UNIT 2C, 2C, SUNRISE BEACH, MO 65079-3601
Document Number	000873/463
Book / Page	873 / 463
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TTL SV

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5728 PERGOLA DR APT 201, 201, COLUMBIA, MO 65201-2897

Mortgage

Document Number	0000345378
Date	Jul 1, 2022
Instrument	345/378

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	1-Year CMT
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 164 Windgate Dr, Unit 2C was $1,369.

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,369.00	$29,610	$155,842
2023		$29,610 (-)	$155,842 (-)
2022	$1,347.00	$29,610	$155,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 Windgate Dr, Unit 2C in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Windgate Dr, Unit 2C is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Verizon, Wisper ISP.

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