164 Wild Daisy Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 164 Wild Daisy Ln, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 448 sqft · built 2025
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$492,000 (Oct 2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1950-57-3374-000`

Property Details

APN / Parcel Number

Primary APN	`1950-57-3374-000`
Alternative APNs	`1620826` `1859844` `1861406` `1867977`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	448 sqft Living Area
1st Floor Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1867977
Street Address	164 WILD DAISY LN
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	CHARTER HILLS D 106
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1024
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	164 WILD DAISY LN, BANNER ELK, NC 28604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 16, 2024	Quit Claim Deed, Transfer · Construction Mortgage NEW PEOPLES BANK INC
Nov 17, 2023	Warranty Deed, Transfer · Seller Carry-Back BRIAN G GRANGER ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Nov 17, 2023 · Amount on File
Deed Document Number	2025753973
Deed Book / Page	2453 / 280
Prior Transfer Date	May 16, 2024
Prior Transfer Doc	0023840253
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 1, 2025
Property Address	164 WILD DAISY LN, BEECH MOUNTAIN, NC 28604-8241
Document Number	0024530280
Book / Page	2453 / 280
Map Reference	MB 7 PG 122
Instrument Date	Sep 22, 2025
Instrument	753973
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 DIMMOCKS MILL RD, HILLSBOROUGH, NC 27278-7886

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000753974
Date	Oct 1, 2025
Instrument	753974

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	May 16, 2024
Property Address	164 WILD DAISY LN, BEECH MOUNTAIN, NC 28604-8241
Document Number	0023840253
Book / Page	2384 / 253
Map Reference	MB 7 PG 122
Instrument Date	May 16, 2024
Instrument	740802
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 DIMMOCKS MILL RD, HILLSBOROUGH, NC 27278-7886

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000740803
Date	May 16, 2024
Instrument	740803

Lender

Name	NEW PEOPLES BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 17, 2023
Property Address	164 WILD DAISY LN, BEECH MOUNTAIN, NC 28604-8241
Document Number	0023610074
Book / Page	2361 / 74
Map Reference	MB 7 PG 122
Instrument Date	Nov 15, 2023
Instrument	736358
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 WESTOVER DR # 18617, SANFORD, NC 27330-8941

Mortgage

Document Number	0000736359
Date	Nov 17, 2023
Instrument	736359

Lender

Name	BRIAN G GRANGER ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	Nov 17, 2024

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$193,600 (+591.43%) Land $28,000 Building $165,600
2025	$28,000 (-) Land $28,000
2024	$28,000 (-) Land $28,000	$28,000 Land $28,000
2023	$28,000 Land $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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