164 Westervelt Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 164 Westervelt Pl, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details1,242 sqft · built 1928
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$310,500 (Apr 2017)
Tax Bill$9,303 (2025)
Deeds & MortgagesSep 2020 Mortgage
Apr 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-00059-0000-00008

Property Details

APN / Parcel Number

Primary APN31-00059-0000-00008
Alternative APNs
  • 310005900008
  • 126000

Interior

Stories1 Story
Building Area1,242 sqft Living Area
1st Floor Area1,242 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide

Location & Zoning

Account Number126000
Street Address164 WESTERVELT PL
CityLODI
StateNJ
Zip07644-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description45X100
Legal SubdivisionMAP 4
Legal Block59
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group2
Census Block2005
Census Tract30201

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address100 BROOKWOOD DR, MAHWAH, NJ 07430-1574
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME BANK
Apr 25, 2017Grant Deed, Transfer · FHA Mortgage
SECURE LNDG SOLUTIONS
Apr 25, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2017 · Amount on Record
Deed SaleApr 25, 2017 · Amount on Record
Deed Document Number20173324201
Deed Book / Page2594 / 1670
Prior Transfer DateFeb 2, 2017
Prior Transfer Doc0025941658
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address164 WESTERVELT PL, LODI, NJ 07644-1106
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036980836
DateSep 9, 2020
Book Page3698/836
Instrument20-083073
Lender
NameFIRST HOME BANK
TypeBank
AddressSEMINOLE, FL 33772
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term298 Months
DueJul 1, 2045

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateApr 25, 2017
Property Address164 WESTERVELT PL, LODI, NJ 07644-1106
Document Number0025941670
Book / Page002594 / 001670
Instrument DateFeb 8, 2017
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, CHICAGO TITLE/MARION OH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 WESTERVELT PL LODI NJ 076441106, LODI, NJ 07644-1106

Mortgage

Document Number25941679
DateApr 25, 2017
Book Page002594/001679
Lender
NameSECURE LNDG SOLUTIONS
AddressGLEN ROCK, NJ 07452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 24, 2047

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateApr 25, 2017
Property Address164 WESTERVELT PL, LODI, NJ 07644-1106
Document Number0025941658
Book / Page002594 / 001658
Instrument DateFeb 8, 2017
Transaction TypeTransfer
Record UpdatedJun 9, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address712 SAINT ALBANS DR BOCA RATON FL 334861503, BOCA RATON, FL 33486-1503

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,800 (-) Land $156,500 Building $106,300$262,800 (-) Land $156,500 Building $106,300
2025$9,303.00 (+5.61%)$262,800 (-) Land $156,500 Building $106,300$262,800 (-) Land $156,500 Building $106,300
2024$8,809.00 (+2.7%)
2023$262,800 Land $156,500 Building $106,300$262,800 Land $156,500 Building $106,300
2022$8,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims15 (2007–2021)
Claims Outside the SFHA2 of 15
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 10 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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