164 Westboro Rd, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 164 Westboro Rd, Upton, MA 01568

Property Summary

Property Type	Residential Vacant Land
Lot Size	11.2 acres (491,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2023)
Tax Bill	$13,313 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:008 L:037`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:008 L:037`
Alternative APNs	`M:008 B:L:037` `311`

Exterior

Lot Area	491,792 sqft (11.2 acres)

Location & Zoning

Street Address	164 WESTBORO RD
City	UPTON
State	MA
Zip	01568-1004
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	5
Legal Lot Number	37
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1012
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 RACK LN, EAST SETAUKET, NY 11733-3417
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL ONE FEDERAL CREDIT UNION
Mar 10, 2025	Deed of Trust, Mortgage · ARM MILLBURY NATIONAL BANK
Sep 22, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	202379040
Deed Book / Page	69673 / 336
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Recording Date	Apr 7, 2026
Property Address	164 WESTBORO RD, UPTON, MA 01568-1004
Document Number	00073414-1
Book / Page	73414 / 1
Instrument Date	Apr 2, 2026
Instrument	2026362
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 WESTBORO RD, UPTON, MA 01568-1004

Mortgage

Document Number	0000000362,
Date	Apr 7, 2026
Book Page	73414/1
Instrument	2026362

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	164 WESTBORO RD, UPTON, MA 01568-1004
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071721-42
Date	Mar 10, 2025
Book Page	71721/42
Instrument	18510

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2026

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Mar 11, 2025
Index	Other

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UPTON MA
Recording Date	Sep 22, 2023
Property Address	164 WESTBORO RD, UPTON, MA 01568-1004
Document Number	069673-336
Book / Page	69673 / 336
Instrument Date	Sep 20, 2023
Instrument	79040
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 RACK LN, EAST SETAUKET, NY 11733-3417

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,313.00 (+182.65%)	$1,017,800 (+184.14%) Land $348,500 Building $669,300	$754,924
2025	$4,710.00 (-3.8%)	$358,200 (+0.08%) Land $358,200
2024	$4,896.00 (-16.76%)	$357,900 (-15.61%) Land $357,900
2023	$5,882.00	$424,100 Land $424,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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