164 W Windsor St, Reading, PA 19601 Property Records

Berks County property record for 164 W Windsor St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,166 sqft · built 1917
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (May 1997)
Tax Bill	$1,369 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-49-55-0059`

Property Details

APN / Parcel Number

Primary APN	`5307-49-55-0059`
Alternative APNs	`15-5307-49-55-0059` `15692300` `692300`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,166 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15692300
Street Address	164 W WINDSOR ST
City	READING
State	PA
Zip	19601-2059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	55
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2001
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

164 W Windsor St is owned and occupied by an individual who acquired it in July 2024.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	164 W WINDSOR ST, READING, PA 19601-2059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVERY FCU
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit DISCOVERY FCU
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit DIAMOND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 1997 · Amount on File
Deed Sale	May 21, 1997 · Amount on File
Deed Book / Page	2832 / 2158
Last Transfer Date	Jul 2, 2024
Transfer Doc	0000019763
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	164 W WINDSOR ST, READING, PA 19601-2059
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	MEMBERS SETTLEMENT SOLUTIONS L, MEMBERS SETTLEMENT SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 W WINDSOR ST, READING, PA 19601-2059

Mortgage

Document Number	0000009367
Date	Apr 3, 2023
Instrument	2023009367

Lender

Name	DISCOVERY FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	164 W WINDSOR ST, READING, PA 19601-2059
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043144
Date	Dec 9, 2019
Instrument	2019043144

Lender

Name	DISCOVERY FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Oct 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	164 W WINDSOR ST, READING, PA 19601-2059
Document Number	0000035179
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 W WINDSOR ST READING PA 196012059, READING, PA 19601-2059

Mortgage

Document Number	0000035179
Date	Oct 10, 2019
Instrument	35179

Lender

Name	DIAMOND CU
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 164 W Windsor St was $1,369 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,369.00 Homeowner's exemption	$48,500 Land $9,600 Building $38,900	$9,600 Land $9,600
2024	$1,283.00	$48,500 Land $9,600 Building $38,900
1994			$48,500 Land $9,600 Building $38,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 W Windsor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 164 W Windsor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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