164 W School St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 164 W School St, Woonsocket, RI 02895 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	6 Beds
Bathrooms	3 Baths
Year Built	Built 1900
Square Footage	2,976 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$545,000 (2026)
Tax Bill	$5,297.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`839092`
Alternative APN	`WOON M:13E L:32 U:19`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Building Area	2,976 sqft Living Area
Gross Area	4,668 sqft Gross Area
1st Floor	1,488 sqft 1st Floor
Basement Area	1,560 sqft Basement
Unfinished Basement	1,560 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	839092
Street Address	164 W SCHOOL ST
City	WOONSOCKET
State	RI
Zip	02895-1976
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Lot Number	32
Jurisdiction	WOONSOCKET RI
Minor Civil Division	WOONSOCKET
Census Blockgroup	2
Census Block	2010
Census Tract	17300

Owner

Source: Woonsocket City records · APN 839092

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	164 W SCHOOL ST, WOONSOCKET, RI 02895-1976
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Stand Alone Second Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage GNM LENDING LLC
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage GNM LENDING LLC
Dec 16, 2025	Warranty Deed, Transfer JMCREATLTY LLC
May 04, 2020	Deed of Trust, Mortgage · Stand Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Dec 16, 2025 · Amount on Record
Deed Book / Page	3025 / 177
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Recording Date	Apr 14, 2026
Property Address	164 W SCHOOL ST, WOONSOCKET, RI 02895-1976
Document Number	003025-196
Book / Page	3025 / 196
Instrument Date	Apr 14, 2026
Instrument	2026243150
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 W SCHOOL ST, WOONSOCKET, RI 02895-1976

Mortgage

Document Number	0000243150,
Date	Apr 14, 2026
Book Page	3025/196
Instrument	2026243150

Lender

Name	RHODE ISLAND MORTGAGE FINANCIAL CORPORATION

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Apr 14, 2026
Property Address	164 W SCHOOL ST, WOONSOCKET, RI 02895-1976
Document Number	0000243148
Book / Page	3025 / 177
Instrument Date	Apr 01, 2026
Instrument	2026.243148
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 W SCHOOL ST, WOONSOCKET, RI 02895-1976

Mortgage

Date	Apr 14, 2026

Lender

Name	GNM LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Apr 14, 2026
Property Address	164 W SCHOOL ST, WOONSOCKET, RI 02895-1976
Document Number	003025-177
Book / Page	3025 / 177
Instrument Date	Apr 01, 2026
Instrument	2026243148
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 W SCHOOL ST, WOONSOCKET, RI 02895-1976

Mortgage

Date	Apr 14, 2026

Lender

Name	GNM LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	5.98%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Dec 16, 2025
Property Address	164 W SCHOOL ST, WOONSOCKET, RI 02895-1976
Document Number	003000-278
Book / Page	3000 / 278
Instrument Date	Dec 10, 2025
Instrument	241468
Transaction Type	Transfer
Record Updated	Jan 07, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 VERNDALE AVE, PROVIDENCE, RI 02905-1419

Mortgage

Document Number	0000241469
Date	Dec 16, 2025
Instrument	241469

Lender

Name	JMCREATLTY LLC

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	164 W SCHOOL ST, WOONSOCKET, RI 02895-1976
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002525-160
Date	May 04, 2020
Book Page	2525/160
Instrument	207238

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,297.00 (+15.23%)	$471,700 (+43.46%) Land $89,600 Building $382,100
2023	$4,597.00	$328,800 (-) Land $91,200 Building $237,600
2022	$4,597.00	$328,800 Land $91,200 Building $237,600

Flood & Wildfire

164 W School St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44007C updated June 22, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the North End Historic District listed 1982 · 224 contributing resources · NRIS 82000002
Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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