164 Vanilla Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 164 Vanilla Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 2023
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2023)
Tax Bill	$4,698 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-01-206-002`

Property Details

APN / Parcel Number

Primary APN	`40-23-01-206-002`
Alternative APNs	`0089801-000000-4` `10004604461`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
Gross Area	1,938 sqft
Flooring	Covered

Exterior

Year Built	Built 2023
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Driveway	Driveway
Driveway Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004604461
Old Parcel Number	00898010000004
Street Address	164 VANILLA CIR
City	PUNTA GORDA
State	FL
Zip	33982-8497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PRS 009 000V 0016 PEACE RIVER SHORES UN 9 BLK V LT 16 201/226 622/1610 1331/2004 4651/1192 4756/319 3337673
Legal Range	23E
Legal Township	40S
Legal Section	01
Legal Subdivision	PEACE RIVER SHORES
Legal Block	5
Legal Lot Number	16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1006
Census Tract	10200

Owner

164 Vanilla Cir is owned and occupied by an individual who bought it in November 2023.

Source: Charlotte County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	164 VANILLA CIR, PUNTA GORDA, FL 33982-8497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 28, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Apr 28, 2021 · Amount on File
Deed Document Number	3337673
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 13, 2023
Property Address	164 VANILLA CIR, PUNTA GORDA, FL 33982-8497
Document Number	0003337673
Map Reference	MB 7 PG 40-A&40-B
Instrument Date	Nov 9, 2023
Instrument	3337673
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 VANILLA CIR, PUNTA GORDA, FL 33982-8497

Mortgage

Document Number	0003337674
Date	Nov 13, 2023
Instrument	3337674

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 28, 2021
Property Address	164 VANILLA CIR, PUNTA GORDA, FL 33982-8497
Document Number	0047560319
Book / Page	4756 / 319
Map Reference	MB 7 PG 40-A-40-B
Instrument Date	Apr 27, 2021
Instrument	2937423
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$42.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1272 66TH ST, BROOKLYN, NY 11219-5913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR, PEACHTREE CORNERS, GA 30071-1143
Investor	Possibly a Property Investor

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 26, 2020
Property Address	164 VANILLA CIR, PUNTA GORDA, FL 33982-8497
Document Number	0046511192
Book / Page	004651 / 001192
Instrument Date	Oct 22, 2020
Instrument	2865592
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1272 66TH ST BROOKLYN NY 112195913, BROOKLYN, NY 11219-5913

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$259,864	$248,555 Land $13,068 Building $235,487
2024	$4,698.00 (+760.44%)
2023	$546.00 (+5.61%)	$11,108 (+1%)	$13,226 (+30.98%) Land $13,226
2022	$517.00	$10,098 Land $10,098	$10,098 Land $10,098

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 164 Vanilla Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Vanilla Cir is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink, Verizon, Xfinity.

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